▼ 0.50% · 3.625%
HK$3,688
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,803
−HK$117/mo
Today · 4.125%
HK$3,920
baseline
▲ 0.50% · 4.625%
HK$4,158
+HK$238/mo
Deposit HK$809K · loan HK$809K · min. income ≈ HK$7,840/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,103
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,213
−HK$112/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$228/mo
Deposit HK$809K · loan HK$809K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,057
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,183
−HK$129/mo
Today · 4.125%
HK$4,312
baseline
▲ 0.50% · 4.625%
HK$4,574
+HK$262/mo
Deposit HK$728K · loan HK$890K · min. income ≈ HK$8,624/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,514
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,635
−HK$123/mo
Today · 4.125%
HK$4,758
baseline
▲ 0.50% · 4.625%
HK$5,008
+HK$250/mo
Deposit HK$728K · loan HK$890K · min. income ≈ HK$9,516/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,426
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$140/mo
Today · 4.125%
HK$4,704
baseline
▲ 0.50% · 4.625%
HK$4,990
+HK$286/mo
Deposit HK$647K · loan HK$971K · min. income ≈ HK$9,408/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,924
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,056
−HK$134/mo
Today · 4.125%
HK$5,190
baseline
▲ 0.50% · 4.625%
HK$5,464
+HK$274/mo
Deposit HK$647K · loan HK$971K · min. income ≈ HK$10,380/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,795
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,944
−HK$152/mo
Today · 4.125%
HK$5,096
baseline
▲ 0.50% · 4.625%
HK$5,406
+HK$310/mo
Deposit HK$566K · loan HK$1.05M · min. income ≈ HK$10,192/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,334
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,477
−HK$146/mo
Today · 4.125%
HK$5,623
baseline
▲ 0.50% · 4.625%
HK$5,919
+HK$296/mo
Deposit HK$566K · loan HK$1.05M · min. income ≈ HK$11,246/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,164
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,324
−HK$164/mo
Today · 4.125%
HK$5,488
baseline
▲ 0.50% · 4.625%
HK$5,822
+HK$334/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$10,976/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,745
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,899
−HK$156/mo
Today · 4.125%
HK$6,055
baseline
▲ 0.50% · 4.625%
HK$6,374
+HK$319/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$12,110/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,533
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$175/mo
Today · 4.125%
HK$5,880
baseline
▲ 0.50% · 4.625%
HK$6,237
+HK$357/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$11,760/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,155
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,320
−HK$168/mo
Today · 4.125%
HK$6,488
baseline
▲ 0.50% · 4.625%
HK$6,830
+HK$342/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$12,976/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,901
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,085
−HK$187/mo
Today · 4.125%
HK$6,272
baseline
▲ 0.50% · 4.625%
HK$6,653
+HK$381/mo
Deposit HK$324K · loan HK$1.29M · min. income ≈ HK$12,544/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,565
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,741
−HK$179/mo
Today · 4.125%
HK$6,920
baseline
▲ 0.50% · 4.625%
HK$7,285
+HK$365/mo
Deposit HK$324K · loan HK$1.29M · min. income ≈ HK$13,840/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,270
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,465
−HK$199/mo
Today · 4.125%
HK$6,664
baseline
▲ 0.50% · 4.625%
HK$7,069
+HK$405/mo
Deposit HK$243K · loan HK$1.37M · min. income ≈ HK$13,328/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,976
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,163
−HK$190/mo
Today · 4.125%
HK$7,353
baseline
▲ 0.50% · 4.625%
HK$7,740
+HK$387/mo
Deposit HK$243K · loan HK$1.37M · min. income ≈ HK$14,706/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,639
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,846
−HK$210/mo
Today · 4.125%
HK$7,056
baseline
▲ 0.50% · 4.625%
HK$7,485
+HK$429/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,112/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,386
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,584
−HK$201/mo
Today · 4.125%
HK$7,785
baseline
▲ 0.50% · 4.625%
HK$8,195
+HK$410/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,570/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).