▼ 0.50% · 3.625%
HK$2,775
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,861
−HK$88/mo
Today · 4.125%
HK$2,949
baseline
▲ 0.50% · 4.625%
HK$3,128
+HK$179/mo
Deposit HK$608K · loan HK$608K · min. income ≈ HK$5,898/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,087
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,170
−HK$84/mo
Today · 4.125%
HK$3,254
baseline
▲ 0.50% · 4.625%
HK$3,425
+HK$171/mo
Deposit HK$608K · loan HK$608K · min. income ≈ HK$6,508/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,052
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,147
−HK$97/mo
Today · 4.125%
HK$3,244
baseline
▲ 0.50% · 4.625%
HK$3,441
+HK$197/mo
Deposit HK$548K · loan HK$669K · min. income ≈ HK$6,488/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,396
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,487
−HK$92/mo
Today · 4.125%
HK$3,579
baseline
▲ 0.50% · 4.625%
HK$3,768
+HK$189/mo
Deposit HK$548K · loan HK$669K · min. income ≈ HK$7,158/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,330
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,433
−HK$105/mo
Today · 4.125%
HK$3,538
baseline
▲ 0.50% · 4.625%
HK$3,754
+HK$216/mo
Deposit HK$487K · loan HK$730K · min. income ≈ HK$7,076/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,704
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,804
−HK$100/mo
Today · 4.125%
HK$3,904
baseline
▲ 0.50% · 4.625%
HK$4,110
+HK$206/mo
Deposit HK$487K · loan HK$730K · min. income ≈ HK$7,808/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,607
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,719
−HK$114/mo
Today · 4.125%
HK$3,833
baseline
▲ 0.50% · 4.625%
HK$4,067
+HK$234/mo
Deposit HK$426K · loan HK$791K · min. income ≈ HK$7,666/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,013
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,121
−HK$109/mo
Today · 4.125%
HK$4,230
baseline
▲ 0.50% · 4.625%
HK$4,453
+HK$223/mo
Deposit HK$426K · loan HK$791K · min. income ≈ HK$8,460/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,885
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,005
−HK$123/mo
Today · 4.125%
HK$4,128
baseline
▲ 0.50% · 4.625%
HK$4,379
+HK$251/mo
Deposit HK$365K · loan HK$852K · min. income ≈ HK$8,256/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,322
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,438
−HK$117/mo
Today · 4.125%
HK$4,555
baseline
▲ 0.50% · 4.625%
HK$4,795
+HK$240/mo
Deposit HK$365K · loan HK$852K · min. income ≈ HK$9,110/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,162
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,292
−HK$131/mo
Today · 4.125%
HK$4,423
baseline
▲ 0.50% · 4.625%
HK$4,692
+HK$269/mo
Deposit HK$304K · loan HK$913K · min. income ≈ HK$8,846/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,630
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,754
−HK$126/mo
Today · 4.125%
HK$4,880
baseline
▲ 0.50% · 4.625%
HK$5,138
+HK$258/mo
Deposit HK$304K · loan HK$913K · min. income ≈ HK$9,760/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,440
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,578
−HK$140/mo
Today · 4.125%
HK$4,718
baseline
▲ 0.50% · 4.625%
HK$5,005
+HK$287/mo
Deposit HK$243K · loan HK$973K · min. income ≈ HK$9,436/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,939
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,071
−HK$135/mo
Today · 4.125%
HK$5,206
baseline
▲ 0.50% · 4.625%
HK$5,480
+HK$274/mo
Deposit HK$243K · loan HK$973K · min. income ≈ HK$10,412/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,717
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,864
−HK$149/mo
Today · 4.125%
HK$5,013
baseline
▲ 0.50% · 4.625%
HK$5,318
+HK$305/mo
Deposit HK$183K · loan HK$1.03M · min. income ≈ HK$10,026/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,248
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,388
−HK$143/mo
Today · 4.125%
HK$5,531
baseline
▲ 0.50% · 4.625%
HK$5,823
+HK$292/mo
Deposit HK$183K · loan HK$1.03M · min. income ≈ HK$11,062/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,995
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,150
−HK$158/mo
Today · 4.125%
HK$5,308
baseline
▲ 0.50% · 4.625%
HK$5,631
+HK$323/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$10,616/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,556
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$152/mo
Today · 4.125%
HK$5,857
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$308/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$11,714/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).