▼ 0.50% · 3.625%
HK$2,604
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,685
−HK$82/mo
Today · 4.125%
HK$2,767
baseline
▲ 0.50% · 4.625%
HK$2,935
+HK$168/mo
Deposit HK$571K · loan HK$571K · min. income ≈ HK$5,534/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,897
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,974
−HK$79/mo
Today · 4.125%
HK$3,053
baseline
▲ 0.50% · 4.625%
HK$3,214
+HK$161/mo
Deposit HK$571K · loan HK$571K · min. income ≈ HK$6,106/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,864
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,953
−HK$91/mo
Today · 4.125%
HK$3,044
baseline
▲ 0.50% · 4.625%
HK$3,229
+HK$185/mo
Deposit HK$514K · loan HK$628K · min. income ≈ HK$6,088/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,186
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,272
−HK$87/mo
Today · 4.125%
HK$3,359
baseline
▲ 0.50% · 4.625%
HK$3,536
+HK$177/mo
Deposit HK$514K · loan HK$628K · min. income ≈ HK$6,718/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,125
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,222
−HK$98/mo
Today · 4.125%
HK$3,320
baseline
▲ 0.50% · 4.625%
HK$3,523
+HK$203/mo
Deposit HK$457K · loan HK$685K · min. income ≈ HK$6,640/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,476
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,569
−HK$95/mo
Today · 4.125%
HK$3,664
baseline
▲ 0.50% · 4.625%
HK$3,857
+HK$193/mo
Deposit HK$457K · loan HK$685K · min. income ≈ HK$7,328/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,385
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,490
−HK$107/mo
Today · 4.125%
HK$3,597
baseline
▲ 0.50% · 4.625%
HK$3,816
+HK$219/mo
Deposit HK$400K · loan HK$742K · min. income ≈ HK$7,194/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,766
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,867
−HK$102/mo
Today · 4.125%
HK$3,969
baseline
▲ 0.50% · 4.625%
HK$4,178
+HK$209/mo
Deposit HK$400K · loan HK$742K · min. income ≈ HK$7,938/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,645
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,759
−HK$115/mo
Today · 4.125%
HK$3,874
baseline
▲ 0.50% · 4.625%
HK$4,110
+HK$236/mo
Deposit HK$343K · loan HK$799K · min. income ≈ HK$7,748/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,055
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,164
−HK$110/mo
Today · 4.125%
HK$4,274
baseline
▲ 0.50% · 4.625%
HK$4,500
+HK$226/mo
Deposit HK$343K · loan HK$799K · min. income ≈ HK$8,548/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,906
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,027
−HK$124/mo
Today · 4.125%
HK$4,151
baseline
▲ 0.50% · 4.625%
HK$4,403
+HK$252/mo
Deposit HK$285K · loan HK$856K · min. income ≈ HK$8,302/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,345
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,462
−HK$118/mo
Today · 4.125%
HK$4,580
baseline
▲ 0.50% · 4.625%
HK$4,821
+HK$241/mo
Deposit HK$285K · loan HK$856K · min. income ≈ HK$9,160/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,166
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,296
−HK$131/mo
Today · 4.125%
HK$4,427
baseline
▲ 0.50% · 4.625%
HK$4,697
+HK$270/mo
Deposit HK$228K · loan HK$914K · min. income ≈ HK$8,854/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,635
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,759
−HK$126/mo
Today · 4.125%
HK$4,885
baseline
▲ 0.50% · 4.625%
HK$5,143
+HK$258/mo
Deposit HK$228K · loan HK$914K · min. income ≈ HK$9,770/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,426
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$140/mo
Today · 4.125%
HK$4,704
baseline
▲ 0.50% · 4.625%
HK$4,990
+HK$286/mo
Deposit HK$171K · loan HK$971K · min. income ≈ HK$9,408/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,924
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,056
−HK$134/mo
Today · 4.125%
HK$5,190
baseline
▲ 0.50% · 4.625%
HK$5,464
+HK$274/mo
Deposit HK$171K · loan HK$971K · min. income ≈ HK$10,380/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,687
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,833
−HK$148/mo
Today · 4.125%
HK$4,981
baseline
▲ 0.50% · 4.625%
HK$5,284
+HK$303/mo
Deposit HK$114K · loan HK$1.03M · min. income ≈ HK$9,962/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,214
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,354
−HK$142/mo
Today · 4.125%
HK$5,496
baseline
▲ 0.50% · 4.625%
HK$5,785
+HK$289/mo
Deposit HK$114K · loan HK$1.03M · min. income ≈ HK$10,992/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).