▼ 0.50% · 3.625%
HK$20,110
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,735
−HK$636/mo
Today · 4.125%
HK$21,371
baseline
▲ 0.50% · 4.625%
HK$22,671
+HK$1,300/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,742/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,372
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,972
−HK$608/mo
Today · 4.125%
HK$23,580
baseline
▲ 0.50% · 4.625%
HK$24,823
+HK$1,243/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,160/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,121
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,809
−HK$699/mo
Today · 4.125%
HK$23,508
baseline
▲ 0.50% · 4.625%
HK$24,938
+HK$1,430/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,016/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,609
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,269
−HK$669/mo
Today · 4.125%
HK$25,938
baseline
▲ 0.50% · 4.625%
HK$27,306
+HK$1,368/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,876/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,132
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,882
−HK$763/mo
Today · 4.125%
HK$25,645
baseline
▲ 0.50% · 4.625%
HK$27,205
+HK$1,560/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,290/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,846
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,566
−HK$730/mo
Today · 4.125%
HK$28,296
baseline
▲ 0.50% · 4.625%
HK$29,788
+HK$1,492/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,592/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,142
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,956
−HK$826/mo
Today · 4.125%
HK$27,782
baseline
▲ 0.50% · 4.625%
HK$29,472
+HK$1,690/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$55,564/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,083
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,863
−HK$792/mo
Today · 4.125%
HK$30,655
baseline
▲ 0.50% · 4.625%
HK$32,270
+HK$1,615/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$61,310/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,153
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,029
−HK$890/mo
Today · 4.125%
HK$29,919
baseline
▲ 0.50% · 4.625%
HK$31,739
+HK$1,820/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$59,838/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,320
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,160
−HK$853/mo
Today · 4.125%
HK$33,013
baseline
▲ 0.50% · 4.625%
HK$34,753
+HK$1,740/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$66,026/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,164
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,103
−HK$953/mo
Today · 4.125%
HK$32,056
baseline
▲ 0.50% · 4.625%
HK$34,006
+HK$1,950/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,112/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,558
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,458
−HK$913/mo
Today · 4.125%
HK$35,371
baseline
▲ 0.50% · 4.625%
HK$37,235
+HK$1,864/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,742/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,175
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,176
−HK$1,017/mo
Today · 4.125%
HK$34,193
baseline
▲ 0.50% · 4.625%
HK$36,274
+HK$2,081/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$68,386/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,795
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,755
−HK$974/mo
Today · 4.125%
HK$37,729
baseline
▲ 0.50% · 4.625%
HK$39,717
+HK$1,988/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$75,458/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,186
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,250
−HK$1,080/mo
Today · 4.125%
HK$36,330
baseline
▲ 0.50% · 4.625%
HK$38,541
+HK$2,211/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,660/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,032
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,052
−HK$1,035/mo
Today · 4.125%
HK$40,087
baseline
▲ 0.50% · 4.625%
HK$42,200
+HK$2,113/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,174/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,197
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,323
−HK$1,144/mo
Today · 4.125%
HK$38,467
baseline
▲ 0.50% · 4.625%
HK$40,808
+HK$2,341/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,934/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,269
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,349
−HK$1,096/mo
Today · 4.125%
HK$42,445
baseline
▲ 0.50% · 4.625%
HK$44,682
+HK$2,237/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,890/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,571 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).