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Crescira AVM · estimated value Medium confidence
HK$6.77M
≈ HK$14,396 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$677K, with repayments around HK$29,512/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$27,770
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,634
−HK$878/mo
Today · 4.125%
HK$29,512
baseline
▲ 0.50% · 4.625%
HK$31,307
+HK$1,795/mo

Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$59,024/mo (50% DSR)

Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$202,977 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
9/F
Flat
A
Saleable Area
470 ft²
Gross Area
551 ft²
Efficiency
85%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2022-05-19 HK$7.90M +58.6%
9.7y
2012-09-20 HK$4.98M +83.1%
2009-09-10 HK$2.72M +7.5%
2009-07-08 HK$2.53M +17.7%
2007-02-10 HK$2.15M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Whampoa
≈ 2 min walk · 148 m
Education
39
schools within 1 km (26 within 500 m)
Daily convenience
42
within 1 km (30 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
38
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Whampoa Station (a rail station within an 8-min walk earns this label).

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com