Skip to content
Crescira AVM · estimated value Medium confidence
HK$11.97M
≈ HK$14,375 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.59M, with repayments around HK$40,625/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$38,228
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,417
−HK$1,208/mo
Today · 4.125%
HK$40,625
baseline
▲ 0.50% · 4.625%
HK$43,097
+HK$2,472/mo

Deposit HK$3.59M · loan HK$8.38M · min. income ≈ HK$81,250/mo (50% DSR)

Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$449,053 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
D
Saleable Area
833 ft²
Gross Area
935 ft²
Efficiency
89%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2017-04-07 HK$11.50M +59.3%
6.9y
2010-05-24 HK$7.22M +176.6%
2001-12-24 HK$2.61M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Whampoa
≈ 3 min walk · 200 m
Education
39
schools within 1 km (19 within 500 m)
Daily convenience
43
within 1 km (20 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Whampoa Station (a rail station within an 8-min walk earns this label).

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com