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Crescira AVM · estimated value Medium confidence
HK$13.52M
≈ HK$14,857 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.06M, with repayments around HK$45,868/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$43,161
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,504
−HK$1,364/mo
Today · 4.125%
HK$45,868
baseline
▲ 0.50% · 4.625%
HK$48,659
+HK$2,791/mo

Deposit HK$4.06M · loan HK$9.46M · min. income ≈ HK$91,736/mo (50% DSR)

Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,008 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
F
Saleable Area
910 ft²
Gross Area
1,033 ft²
Efficiency
88%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2012-09-18 HK$11.30M +76.3%
2007-03-24 HK$6.41M −40.0%
1998-02-03 HK$10.68M −10.9%
1997-07-29 HK$11.99M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Whampoa
≈ 3 min walk · 200 m
Education
39
schools within 1 km (19 within 500 m)
Daily convenience
43
within 1 km (20 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Whampoa Station (a rail station within an 8-min walk earns this label).

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com