▼ 0.50% · 3.625%
HK$15,751
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,241
−HK$498/mo
Today · 4.125%
HK$16,739
baseline
▲ 0.50% · 4.625%
HK$17,757
+HK$1,018/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,478/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,523
−HK$947/mo
▼ 0.25% · 3.875%
HK$17,993
−HK$477/mo
Today · 4.125%
HK$18,470
baseline
▲ 0.50% · 4.625%
HK$19,443
+HK$973/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,940/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,326
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,865
−HK$548/mo
Today · 4.125%
HK$18,413
baseline
▲ 0.50% · 4.625%
HK$19,533
+HK$1,120/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,826/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,275
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,792
−HK$525/mo
Today · 4.125%
HK$20,317
baseline
▲ 0.50% · 4.625%
HK$21,388
+HK$1,071/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,634/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,901
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,489
−HK$598/mo
Today · 4.125%
HK$20,087
baseline
▲ 0.50% · 4.625%
HK$21,309
+HK$1,222/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,174/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,028
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,591
−HK$573/mo
Today · 4.125%
HK$22,164
baseline
▲ 0.50% · 4.625%
HK$23,332
+HK$1,168/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,328/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,476
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,113
−HK$647/mo
Today · 4.125%
HK$21,760
baseline
▲ 0.50% · 4.625%
HK$23,085
+HK$1,325/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,520/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,780
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,391
−HK$620/mo
Today · 4.125%
HK$24,011
baseline
▲ 0.50% · 4.625%
HK$25,276
+HK$1,265/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$48,022/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,052
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,737
−HK$697/mo
Today · 4.125%
HK$23,434
baseline
▲ 0.50% · 4.625%
HK$24,860
+HK$1,426/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$46,868/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,532
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,190
−HK$667/mo
Today · 4.125%
HK$25,857
baseline
▲ 0.50% · 4.625%
HK$27,220
+HK$1,363/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$51,714/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,627
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,362
−HK$746/mo
Today · 4.125%
HK$25,108
baseline
▲ 0.50% · 4.625%
HK$26,636
+HK$1,528/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,216/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,284
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,989
−HK$715/mo
Today · 4.125%
HK$27,704
baseline
▲ 0.50% · 4.625%
HK$29,165
+HK$1,461/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,408/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,202
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,986
−HK$796/mo
Today · 4.125%
HK$26,782
baseline
▲ 0.50% · 4.625%
HK$28,412
+HK$1,630/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$53,564/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,037
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,789
−HK$762/mo
Today · 4.125%
HK$29,551
baseline
▲ 0.50% · 4.625%
HK$31,109
+HK$1,558/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$59,102/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,777
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,610
−HK$846/mo
Today · 4.125%
HK$28,456
baseline
▲ 0.50% · 4.625%
HK$30,187
+HK$1,731/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,912/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,789
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,588
−HK$810/mo
Today · 4.125%
HK$31,398
baseline
▲ 0.50% · 4.625%
HK$33,053
+HK$1,655/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,796/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,352
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,234
−HK$896/mo
Today · 4.125%
HK$30,130
baseline
▲ 0.50% · 4.625%
HK$31,963
+HK$1,833/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$60,260/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,541
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,387
−HK$858/mo
Today · 4.125%
HK$33,245
baseline
▲ 0.50% · 4.625%
HK$34,998
+HK$1,753/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$66,490/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,228 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).