▼ 0.50% · 3.625%
HK$19,805
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,422
−HK$625/mo
Today · 4.125%
HK$21,047
baseline
▲ 0.50% · 4.625%
HK$22,328
+HK$1,281/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,094/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,033
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,624
−HK$600/mo
Today · 4.125%
HK$23,224
baseline
▲ 0.50% · 4.625%
HK$24,448
+HK$1,224/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,448/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,786
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,464
−HK$688/mo
Today · 4.125%
HK$23,152
baseline
▲ 0.50% · 4.625%
HK$24,561
+HK$1,409/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,304/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,237
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,887
−HK$659/mo
Today · 4.125%
HK$25,546
baseline
▲ 0.50% · 4.625%
HK$26,893
+HK$1,347/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,092/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,767
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,506
−HK$751/mo
Today · 4.125%
HK$25,257
baseline
▲ 0.50% · 4.625%
HK$26,794
+HK$1,537/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,514/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,440
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,149
−HK$720/mo
Today · 4.125%
HK$27,869
baseline
▲ 0.50% · 4.625%
HK$29,338
+HK$1,469/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,738/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,747
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,548
−HK$814/mo
Today · 4.125%
HK$27,362
baseline
▲ 0.50% · 4.625%
HK$29,027
+HK$1,665/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,724/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,643
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,412
−HK$779/mo
Today · 4.125%
HK$30,191
baseline
▲ 0.50% · 4.625%
HK$31,782
+HK$1,591/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,382/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,728
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,590
−HK$876/mo
Today · 4.125%
HK$29,466
baseline
▲ 0.50% · 4.625%
HK$31,259
+HK$1,793/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,932/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,847
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,674
−HK$839/mo
Today · 4.125%
HK$32,513
baseline
▲ 0.50% · 4.625%
HK$34,227
+HK$1,714/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,026/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,708
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,632
−HK$939/mo
Today · 4.125%
HK$31,571
baseline
▲ 0.50% · 4.625%
HK$33,492
+HK$1,921/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$63,142/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,050
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,936
−HK$900/mo
Today · 4.125%
HK$34,836
baseline
▲ 0.50% · 4.625%
HK$36,672
+HK$1,836/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$69,672/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,689
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,674
−HK$1,002/mo
Today · 4.125%
HK$33,676
baseline
▲ 0.50% · 4.625%
HK$35,725
+HK$2,049/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,352/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,253
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,199
−HK$959/mo
Today · 4.125%
HK$37,158
baseline
▲ 0.50% · 4.625%
HK$39,117
+HK$1,959/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,316/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,669
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,717
−HK$1,064/mo
Today · 4.125%
HK$35,781
baseline
▲ 0.50% · 4.625%
HK$37,958
+HK$2,177/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$71,562/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,457
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,461
−HK$1,019/mo
Today · 4.125%
HK$39,480
baseline
▲ 0.50% · 4.625%
HK$41,561
+HK$2,081/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$78,960/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,650
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,759
−HK$1,126/mo
Today · 4.125%
HK$37,885
baseline
▲ 0.50% · 4.625%
HK$40,191
+HK$2,306/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,770/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,660
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,724
−HK$1,079/mo
Today · 4.125%
HK$41,803
baseline
▲ 0.50% · 4.625%
HK$44,006
+HK$2,203/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,606/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,569 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).