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At today's rate and a 90% mortgage, the deposit on this unit is about HK$251K, with repayments around HK$10,927/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$251K · loan HK$2.25M · min. income ≈ HK$21,854/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 10
- Saleable Area
- 287 Saleable ft²
- Gross Area
- 412 ft²
- Efficiency
- 70%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-22 | HK$3.68M | −5.2% 3.7y · −1.0%/yr |
| 2018-07-30 | HK$3.88M | +34.3% 3.0y · 11.0%/yr |
| 2015-07-21 | HK$2.89M | +62.4% |
| 2012-03-19 | HK$1.78M | +173.8% |
| 1999-02-02 | HK$650K | −3.0% |
| 1996-04-10 | HK$670K | — |