Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$263K, with repayments around HK$11,468/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$263K · loan HK$2.37M · min. income ≈ HK$22,936/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 15
- Saleable Area
- 287 Saleable ft²
- Gross Area
- 412 ft²
- Efficiency
- 70%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-02 | HK$4.26M | +26.0% 4.4y · 6.0%/yr |
| 2017-03-09 | HK$3.38M | +30.0% 3.4y · 9.0%/yr |
| 2013-10-09 | HK$2.60M | +145.3% |
| 2008-12-01 | HK$1.06M | +100.0% |
| 2003-10-24 | HK$530K | −45.9% |
| 1998-06-06 | HK$980K | — |