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Crescira AVM · estimated value Medium confidence
HK$8.85M
≈ HK$13,011 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$885K, with repayments around HK$38,592/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$36,314
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,444
−HK$1,148/mo
Today · 4.125%
HK$38,592
baseline
▲ 0.50% · 4.625%
HK$40,940
+HK$2,348/mo

Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$77,184/mo (50% DSR)

Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,427 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Whampoa
≈ 1 min walk · 80 m
Education
50
schools within 1 km (29 within 500 m)
Daily convenience
63
within 1 km (28 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
40
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Whampoa Station.

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 63 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
15/F
Flat
F
Saleable Area
680 Saleable ft²
Gross Area
788 ft²
Efficiency
86%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2022-04-13 HK$12.00M +38.2%
5.7y · 7.0%/yr
2016-07-08 HK$8.68M +92.9%
6.8y · 14.0%/yr
2009-09-18 HK$4.50M −2.2%
2008-01-03 HK$4.60M +38.1%
2005-01-12 HK$3.33M +32.1%
2002-05-28 HK$2.52M −16.0%
2001-04-12 HK$3.00M −2.6%
1998-07-08 HK$3.08M
Data sourced from Renavon.com