▼ 0.50% · 3.625%
HK$21,531
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,201
−HK$681/mo
Today · 4.125%
HK$22,882
baseline
▲ 0.50% · 4.625%
HK$24,274
+HK$1,392/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,764/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,954
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,596
−HK$652/mo
Today · 4.125%
HK$25,248
baseline
▲ 0.50% · 4.625%
HK$26,579
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,496/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,685
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,421
−HK$749/mo
Today · 4.125%
HK$25,170
baseline
▲ 0.50% · 4.625%
HK$26,701
+HK$1,531/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,340/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,349
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,056
−HK$716/mo
Today · 4.125%
HK$27,772
baseline
▲ 0.50% · 4.625%
HK$29,236
+HK$1,464/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,544/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,838
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,641
−HK$817/mo
Today · 4.125%
HK$27,458
baseline
▲ 0.50% · 4.625%
HK$29,129
+HK$1,671/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,916/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,744
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,515
−HK$782/mo
Today · 4.125%
HK$30,297
baseline
▲ 0.50% · 4.625%
HK$31,894
+HK$1,597/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,594/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,991
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,862
−HK$884/mo
Today · 4.125%
HK$29,746
baseline
▲ 0.50% · 4.625%
HK$31,556
+HK$1,810/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$59,492/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,140
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,975
−HK$847/mo
Today · 4.125%
HK$32,822
baseline
▲ 0.50% · 4.625%
HK$34,552
+HK$1,730/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$65,644/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,144
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,082
−HK$952/mo
Today · 4.125%
HK$32,034
baseline
▲ 0.50% · 4.625%
HK$33,984
+HK$1,950/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,068/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,535
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,434
−HK$913/mo
Today · 4.125%
HK$35,347
baseline
▲ 0.50% · 4.625%
HK$37,210
+HK$1,863/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,694/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,297
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,302
−HK$1,021/mo
Today · 4.125%
HK$34,323
baseline
▲ 0.50% · 4.625%
HK$36,411
+HK$2,088/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,646/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,930
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,894
−HK$978/mo
Today · 4.125%
HK$37,872
baseline
▲ 0.50% · 4.625%
HK$39,868
+HK$1,996/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,744/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,450
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,522
−HK$1,089/mo
Today · 4.125%
HK$36,611
baseline
▲ 0.50% · 4.625%
HK$38,838
+HK$2,227/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,222/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,326
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,354
−HK$1,042/mo
Today · 4.125%
HK$40,396
baseline
▲ 0.50% · 4.625%
HK$42,526
+HK$2,130/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,792/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,603
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,742
−HK$1,157/mo
Today · 4.125%
HK$38,899
baseline
▲ 0.50% · 4.625%
HK$41,266
+HK$2,367/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,798/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,721
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,813
−HK$1,108/mo
Today · 4.125%
HK$42,921
baseline
▲ 0.50% · 4.625%
HK$45,183
+HK$2,262/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,842/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,757
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,962
−HK$1,225/mo
Today · 4.125%
HK$41,187
baseline
▲ 0.50% · 4.625%
HK$43,693
+HK$2,506/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$82,374/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,116
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,273
−HK$1,173/mo
Today · 4.125%
HK$45,446
baseline
▲ 0.50% · 4.625%
HK$47,841
+HK$2,395/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$90,892/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,257 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).