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Crescira AVM · estimated value Medium confidence
HK$14.01M
≈ HK$14,568 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.20M, with repayments around HK$47,545/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$44,739
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,131
−HK$1,414/mo
Today · 4.125%
HK$47,545
baseline
▲ 0.50% · 4.625%
HK$50,438
+HK$2,893/mo

Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$95,090/mo (50% DSR)

Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,543 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
D
Saleable Area
962 ft²
Gross Area
1,107 ft²
Efficiency
87%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2025-08-06 HK$12.88M +259.8%
22.1y
2003-07-16 HK$3.58M −38.5%
1998-07-09 HK$5.82M −34.5%
1997-03-04 HK$8.88M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Whampoa
≈ 3 min walk · 173 m
Education
33
schools within 1 km (18 within 500 m)
Daily convenience
40
within 1 km (13 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
30
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Whampoa Station (a rail station within an 8-min walk earns this label).

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com