16/F F

in WHAMPOA GARDEN PHASE 11 BAUHINIA MANSIONS BLOCK 1

Switch unit

Floor

2/F A 505 ft² 2/F B 505 ft² 2/F C 639 ft² 2/F D 470 ft² 2/F E 505 ft² 2/F F 639 ft² 2/F G 505 ft² 2/F H 505 ft² 3/F B 505 ft² 3/F C 639 ft² 3/F D 470 ft² 3/F E 505 ft² 3/F F 639 ft² 3/F G 504 ft² 3/F H 505 ft² 4/F A 505 ft² 4/F B 504 ft² 4/F D 470 ft² 4/F E 504 ft² 4/F H 505 ft² 5/F A 504 ft² 5/F B 505 ft² 5/F E 505 ft² 5/F F 633 ft² 5/F G 505 ft² 5/F H 505 ft² 6/F A 504 ft² 6/F B 505 ft² 6/F C 639 ft² 6/F D 470 ft² 6/F F 639 ft² 6/F G 505 ft² 7/F A 504 ft² 7/F B 505 ft² 7/F E 505 ft² 7/F F 639 ft² 7/F G 505 ft² 7/F H 505 ft² 8/F B 505 ft² 8/F C 639 ft² 8/F E 505 ft² 8/F F 639 ft² 8/F G 505 ft² 8/F H 505 ft² 9/F A 505 ft² 9/F B 505 ft² 9/F C 639 ft² 9/F D 470 ft² 9/F F 639 ft² 10/F A 504 ft² 10/F C 639 ft² 10/F D 470 ft² 10/F F 633 ft² 10/F G 505 ft² 10/F H 505 ft² 11/F A 505 ft² 11/F B 505 ft² 11/F C 639 ft² 11/F D 470 ft² 11/F E 505 ft² 11/F G 505 ft² 11/F H 505 ft² 12/F E 505 ft² 12/F G 504 ft² 12/F H 504 ft² 13/F B 505 ft² 13/F D 465 ft² 13/F E 504 ft² 13/F F 639 ft² 13/F G 505 ft² 13/F H 505 ft² 14/F B 504 ft² 14/F C 639 ft² 14/F E 505 ft² 14/F G 505 ft² 14/F H 504 ft² 15/F B 505 ft² 15/F C 639 ft² 15/F D 470 ft² 15/F E 505 ft² 15/F F 639 ft² 15/F G 505 ft² 15/F H 505 ft² 16/F B 505 ft² 16/F C 639 ft² 16/F D 470 ft² 16/F F 639 ft² 16/F G 505 ft² 16/F H 354 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$8.85M

≈ HK$13,852 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$885K, with repayments around HK$38,610/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$36,332

−HK$2,278/mo

▼ 0.25% · 3.875%

HK$37,462

−HK$1,148/mo

Today · 4.125%

HK$38,610

baseline

▲ 0.50% · 4.625%

HK$40,959

+HK$2,349/mo

Deposit HK$885K · loan HK$7.97M · min. income ≈ HK$77,220/mo (50% DSR)

Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,553 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Whampoa Station

≈ 3 min walk · 161 m

Education

schools within 1 km (39 within 500 m)

Daily convenience

within 1 km (47 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 57 schools within a 1 km walk.

Everyday convenience — 69 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 16/F
Flat: F
Saleable Area: 639 Saleable ft²
Gross Area: 750 ft²
Efficiency: 85%
District: Kowloon City District · Kowloon
School net (POA): 35

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2022-02-07	HK$10.00M	+11.1% 4.1y · 3.0%/yr	HK$15,650	HK$13,333
2017-12-21	HK$9.00M	+157.1% 10.1y · 16.0%/yr	HK$14,084	HK$12,000
2007-12-11	HK$3.50M	+12.9%	HK$5,477	HK$4,667
2006-05-25	HK$3.10M	+1.6%	HK$4,851	HK$4,133
2005-10-26	HK$3.05M	−36.5%	HK$4,773	HK$4,067
1997-02-28	HK$4.80M	—	HK$7,512	HK$6,400

Other appraised units in this building

Data sourced from Renavon.com