▼ 0.50% · 3.625%
HK$20,680
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,323
−HK$654/mo
Today · 4.125%
HK$21,977
baseline
▲ 0.50% · 4.625%
HK$23,314
+HK$1,337/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,954/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,006
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,623
−HK$626/mo
Today · 4.125%
HK$24,249
baseline
▲ 0.50% · 4.625%
HK$25,527
+HK$1,278/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,498/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,748
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,455
−HK$719/mo
Today · 4.125%
HK$24,174
baseline
▲ 0.50% · 4.625%
HK$25,645
+HK$1,471/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,348/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,307
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,985
−HK$689/mo
Today · 4.125%
HK$26,674
baseline
▲ 0.50% · 4.625%
HK$28,080
+HK$1,406/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,348/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,816
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,588
−HK$784/mo
Today · 4.125%
HK$26,372
baseline
▲ 0.50% · 4.625%
HK$27,977
+HK$1,605/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,744/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,607
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,348
−HK$751/mo
Today · 4.125%
HK$29,099
baseline
▲ 0.50% · 4.625%
HK$30,633
+HK$1,534/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,198/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,884
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,720
−HK$849/mo
Today · 4.125%
HK$28,569
baseline
▲ 0.50% · 4.625%
HK$30,308
+HK$1,739/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,138/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,908
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,710
−HK$814/mo
Today · 4.125%
HK$31,524
baseline
▲ 0.50% · 4.625%
HK$33,185
+HK$1,661/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$63,048/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,952
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,852
−HK$915/mo
Today · 4.125%
HK$30,767
baseline
▲ 0.50% · 4.625%
HK$32,639
+HK$1,872/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,534/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,208
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,072
−HK$877/mo
Today · 4.125%
HK$33,949
baseline
▲ 0.50% · 4.625%
HK$35,738
+HK$1,789/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,898/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,020
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,984
−HK$981/mo
Today · 4.125%
HK$32,965
baseline
▲ 0.50% · 4.625%
HK$34,971
+HK$2,006/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,930/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,509
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,435
−HK$938/mo
Today · 4.125%
HK$36,373
baseline
▲ 0.50% · 4.625%
HK$38,291
+HK$1,918/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,746/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,088
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,117
−HK$1,045/mo
Today · 4.125%
HK$35,162
baseline
▲ 0.50% · 4.625%
HK$37,302
+HK$2,140/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$70,324/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,810
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,797
−HK$1,001/mo
Today · 4.125%
HK$38,798
baseline
▲ 0.50% · 4.625%
HK$40,843
+HK$2,045/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$77,596/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,156
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,249
−HK$1,111/mo
Today · 4.125%
HK$37,360
baseline
▲ 0.50% · 4.625%
HK$39,633
+HK$2,273/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,720/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,110
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,159
−HK$1,064/mo
Today · 4.125%
HK$41,223
baseline
▲ 0.50% · 4.625%
HK$43,396
+HK$2,173/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,446/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,224
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,381
−HK$1,177/mo
Today · 4.125%
HK$39,558
baseline
▲ 0.50% · 4.625%
HK$41,965
+HK$2,407/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$79,116/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,411
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,521
−HK$1,127/mo
Today · 4.125%
HK$43,648
baseline
▲ 0.50% · 4.625%
HK$45,949
+HK$2,301/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$87,296/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,904 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).