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At today's rate and a 90% mortgage, the deposit on this unit is about HK$851K, with repayments around HK$37,106/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,212/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,207 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- A
- Saleable Area
- 522 Saleable ft²
- Gross Area
- 662 ft²
- Efficiency
- 79%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-09 | HK$9.80M | +18.8% 4.0y · 5.0%/yr |
| 2017-08-11 | HK$8.25M | +104.2% 9.3y · 11.0%/yr |
| 2008-04-28 | HK$4.04M | +28.3% |
| 2007-09-18 | HK$3.15M | −1.6% |
| 2005-05-05 | HK$3.20M | −37.6% |
| 1997-04-19 | HK$5.13M | — |