▼ 0.50% · 3.625%
HK$21,568
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,239
−HK$681/mo
Today · 4.125%
HK$22,920
baseline
▲ 0.50% · 4.625%
HK$24,315
+HK$1,395/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,840/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,994
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,638
−HK$652/mo
Today · 4.125%
HK$25,290
baseline
▲ 0.50% · 4.625%
HK$26,623
+HK$1,333/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,580/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,725
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,463
−HK$749/mo
Today · 4.125%
HK$25,212
baseline
▲ 0.50% · 4.625%
HK$26,747
+HK$1,535/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$50,424/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,393
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,101
−HK$718/mo
Today · 4.125%
HK$27,819
baseline
▲ 0.50% · 4.625%
HK$29,286
+HK$1,467/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$55,638/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,881
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,687
−HK$817/mo
Today · 4.125%
HK$27,504
baseline
▲ 0.50% · 4.625%
HK$29,178
+HK$1,674/mo
Deposit HK$3.78M · loan HK$5.68M · min. income ≈ HK$55,008/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,793
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,565
−HK$783/mo
Today · 4.125%
HK$30,348
baseline
▲ 0.50% · 4.625%
HK$31,948
+HK$1,600/mo
Deposit HK$3.78M · loan HK$5.68M · min. income ≈ HK$60,696/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,038
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,910
−HK$887/mo
Today · 4.125%
HK$29,797
baseline
▲ 0.50% · 4.625%
HK$31,610
+HK$1,813/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,594/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,192
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,029
−HK$848/mo
Today · 4.125%
HK$32,877
baseline
▲ 0.50% · 4.625%
HK$34,611
+HK$1,734/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,754/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,195
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,134
−HK$955/mo
Today · 4.125%
HK$32,089
baseline
▲ 0.50% · 4.625%
HK$34,041
+HK$1,952/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,178/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,592
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,493
−HK$914/mo
Today · 4.125%
HK$35,407
baseline
▲ 0.50% · 4.625%
HK$37,273
+HK$1,866/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,814/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,352
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,358
−HK$1,023/mo
Today · 4.125%
HK$34,381
baseline
▲ 0.50% · 4.625%
HK$36,473
+HK$2,092/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,762/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,991
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,956
−HK$980/mo
Today · 4.125%
HK$37,936
baseline
▲ 0.50% · 4.625%
HK$39,935
+HK$1,999/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,872/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,509
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,582
−HK$1,091/mo
Today · 4.125%
HK$36,673
baseline
▲ 0.50% · 4.625%
HK$38,904
+HK$2,231/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,346/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,390
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,420
−HK$1,045/mo
Today · 4.125%
HK$40,465
baseline
▲ 0.50% · 4.625%
HK$42,598
+HK$2,133/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,930/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,665
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,806
−HK$1,159/mo
Today · 4.125%
HK$38,965
baseline
▲ 0.50% · 4.625%
HK$41,336
+HK$2,371/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,930/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,790
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,884
−HK$1,110/mo
Today · 4.125%
HK$42,994
baseline
▲ 0.50% · 4.625%
HK$45,260
+HK$2,266/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$85,988/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,822
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,030
−HK$1,227/mo
Today · 4.125%
HK$41,257
baseline
▲ 0.50% · 4.625%
HK$43,767
+HK$2,510/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$82,514/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,189
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,348
−HK$1,175/mo
Today · 4.125%
HK$45,523
baseline
▲ 0.50% · 4.625%
HK$47,922
+HK$2,399/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$91,046/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,854 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).