▼ 0.50% · 3.625%
HK$16,902
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,427
−HK$535/mo
Today · 4.125%
HK$17,962
baseline
▲ 0.50% · 4.625%
HK$19,055
+HK$1,093/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$35,924/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,803
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,307
−HK$512/mo
Today · 4.125%
HK$19,819
baseline
▲ 0.50% · 4.625%
HK$20,864
+HK$1,045/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$39,638/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,592
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,170
−HK$588/mo
Today · 4.125%
HK$19,758
baseline
▲ 0.50% · 4.625%
HK$20,960
+HK$1,202/mo
Deposit HK$3.34M · loan HK$4.08M · min. income ≈ HK$39,516/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,683
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,238
−HK$563/mo
Today · 4.125%
HK$21,801
baseline
▲ 0.50% · 4.625%
HK$22,950
+HK$1,149/mo
Deposit HK$3.34M · loan HK$4.08M · min. income ≈ HK$43,602/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,282
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,913
−HK$641/mo
Today · 4.125%
HK$21,554
baseline
▲ 0.50% · 4.625%
HK$22,865
+HK$1,311/mo
Deposit HK$2.96M · loan HK$4.45M · min. income ≈ HK$43,108/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,564
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,169
−HK$614/mo
Today · 4.125%
HK$23,783
baseline
▲ 0.50% · 4.625%
HK$25,036
+HK$1,253/mo
Deposit HK$2.96M · loan HK$4.45M · min. income ≈ HK$47,566/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,972
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,656
−HK$694/mo
Today · 4.125%
HK$23,350
baseline
▲ 0.50% · 4.625%
HK$24,771
+HK$1,421/mo
Deposit HK$2.59M · loan HK$4.82M · min. income ≈ HK$46,700/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,444
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,099
−HK$666/mo
Today · 4.125%
HK$25,765
baseline
▲ 0.50% · 4.625%
HK$27,123
+HK$1,358/mo
Deposit HK$2.59M · loan HK$4.82M · min. income ≈ HK$51,530/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,662
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,398
−HK$748/mo
Today · 4.125%
HK$25,146
baseline
▲ 0.50% · 4.625%
HK$26,676
+HK$1,530/mo
Deposit HK$2.22M · loan HK$5.19M · min. income ≈ HK$50,292/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,324
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,030
−HK$716/mo
Today · 4.125%
HK$27,746
baseline
▲ 0.50% · 4.625%
HK$29,209
+HK$1,463/mo
Deposit HK$2.22M · loan HK$5.19M · min. income ≈ HK$55,492/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,353
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,141
−HK$801/mo
Today · 4.125%
HK$26,942
baseline
▲ 0.50% · 4.625%
HK$28,582
+HK$1,640/mo
Deposit HK$1.85M · loan HK$5.56M · min. income ≈ HK$53,884/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,204
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,961
−HK$767/mo
Today · 4.125%
HK$29,728
baseline
▲ 0.50% · 4.625%
HK$31,295
+HK$1,567/mo
Deposit HK$1.85M · loan HK$5.56M · min. income ≈ HK$59,456/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,043
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,884
−HK$855/mo
Today · 4.125%
HK$28,739
baseline
▲ 0.50% · 4.625%
HK$30,487
+HK$1,748/mo
Deposit HK$1.48M · loan HK$5.93M · min. income ≈ HK$57,478/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,085
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,892
−HK$818/mo
Today · 4.125%
HK$31,710
baseline
▲ 0.50% · 4.625%
HK$33,382
+HK$1,672/mo
Deposit HK$1.48M · loan HK$5.93M · min. income ≈ HK$63,420/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,733
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,627
−HK$908/mo
Today · 4.125%
HK$30,535
baseline
▲ 0.50% · 4.625%
HK$32,393
+HK$1,858/mo
Deposit HK$1.11M · loan HK$6.30M · min. income ≈ HK$61,070/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,965
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,822
−HK$870/mo
Today · 4.125%
HK$33,692
baseline
▲ 0.50% · 4.625%
HK$35,468
+HK$1,776/mo
Deposit HK$1.11M · loan HK$6.30M · min. income ≈ HK$67,384/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,423
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,369
−HK$962/mo
Today · 4.125%
HK$32,331
baseline
▲ 0.50% · 4.625%
HK$34,298
+HK$1,967/mo
Deposit HK$741K · loan HK$6.67M · min. income ≈ HK$64,662/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,845
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,753
−HK$921/mo
Today · 4.125%
HK$35,674
baseline
▲ 0.50% · 4.625%
HK$37,554
+HK$1,880/mo
Deposit HK$741K · loan HK$6.67M · min. income ≈ HK$71,348/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$222,366 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).