▼ 0.50% · 3.625%
HK$16,456
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,968
−HK$520/mo
Today · 4.125%
HK$17,488
baseline
▲ 0.50% · 4.625%
HK$18,552
+HK$1,064/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,976/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,307
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,798
−HK$498/mo
Today · 4.125%
HK$19,296
baseline
▲ 0.50% · 4.625%
HK$20,313
+HK$1,017/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,592/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,101
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,665
−HK$572/mo
Today · 4.125%
HK$19,237
baseline
▲ 0.50% · 4.625%
HK$20,407
+HK$1,170/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,474/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,138
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,678
−HK$548/mo
Today · 4.125%
HK$21,226
baseline
▲ 0.50% · 4.625%
HK$22,344
+HK$1,118/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,452/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,747
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,361
−HK$624/mo
Today · 4.125%
HK$20,985
baseline
▲ 0.50% · 4.625%
HK$22,262
+HK$1,277/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$41,970/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,968
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,558
−HK$597/mo
Today · 4.125%
HK$23,155
baseline
▲ 0.50% · 4.625%
HK$24,376
+HK$1,221/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,310/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,393
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,058
−HK$676/mo
Today · 4.125%
HK$22,734
baseline
▲ 0.50% · 4.625%
HK$24,117
+HK$1,383/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$45,468/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,799
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,437
−HK$648/mo
Today · 4.125%
HK$25,085
baseline
▲ 0.50% · 4.625%
HK$26,407
+HK$1,322/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$50,170/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,038
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,755
−HK$728/mo
Today · 4.125%
HK$24,483
baseline
▲ 0.50% · 4.625%
HK$25,973
+HK$1,490/mo
Deposit HK$2.17M · loan HK$5.05M · min. income ≈ HK$48,966/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,630
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,317
−HK$697/mo
Today · 4.125%
HK$27,014
baseline
▲ 0.50% · 4.625%
HK$28,438
+HK$1,424/mo
Deposit HK$2.17M · loan HK$5.05M · min. income ≈ HK$54,028/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,684
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,452
−HK$780/mo
Today · 4.125%
HK$26,232
baseline
▲ 0.50% · 4.625%
HK$27,828
+HK$1,596/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,464/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,460
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,197
−HK$747/mo
Today · 4.125%
HK$28,944
baseline
▲ 0.50% · 4.625%
HK$30,470
+HK$1,526/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,888/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,329
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,148
−HK$832/mo
Today · 4.125%
HK$27,980
baseline
▲ 0.50% · 4.625%
HK$29,683
+HK$1,703/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,960/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,291
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,077
−HK$797/mo
Today · 4.125%
HK$30,874
baseline
▲ 0.50% · 4.625%
HK$32,501
+HK$1,627/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,748/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,975
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,845
−HK$884/mo
Today · 4.125%
HK$29,729
baseline
▲ 0.50% · 4.625%
HK$31,538
+HK$1,809/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,458/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,122
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,957
−HK$846/mo
Today · 4.125%
HK$32,803
baseline
▲ 0.50% · 4.625%
HK$34,532
+HK$1,729/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,606/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,621
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,542
−HK$936/mo
Today · 4.125%
HK$31,478
baseline
▲ 0.50% · 4.625%
HK$33,393
+HK$1,915/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$62,956/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,953
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,836
−HK$897/mo
Today · 4.125%
HK$34,733
baseline
▲ 0.50% · 4.625%
HK$36,564
+HK$1,831/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$69,466/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,501 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).