▼ 0.50% · 3.625%
HK$18,934
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,522
−HK$599/mo
Today · 4.125%
HK$20,121
baseline
▲ 0.50% · 4.625%
HK$21,345
+HK$1,224/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,242/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,063
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,628
−HK$573/mo
Today · 4.125%
HK$22,201
baseline
▲ 0.50% · 4.625%
HK$23,372
+HK$1,171/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,402/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,827
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,475
−HK$658/mo
Today · 4.125%
HK$22,133
baseline
▲ 0.50% · 4.625%
HK$23,480
+HK$1,347/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,266/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,170
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,791
−HK$630/mo
Today · 4.125%
HK$24,421
baseline
▲ 0.50% · 4.625%
HK$25,709
+HK$1,288/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,842/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,720
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,427
−HK$718/mo
Today · 4.125%
HK$24,145
baseline
▲ 0.50% · 4.625%
HK$25,614
+HK$1,469/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,290/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,276
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,954
−HK$688/mo
Today · 4.125%
HK$26,642
baseline
▲ 0.50% · 4.625%
HK$28,046
+HK$1,404/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,284/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,614
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,379
−HK$778/mo
Today · 4.125%
HK$26,157
baseline
▲ 0.50% · 4.625%
HK$27,749
+HK$1,592/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,314/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,382
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,117
−HK$745/mo
Today · 4.125%
HK$28,862
baseline
▲ 0.50% · 4.625%
HK$30,383
+HK$1,521/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,724/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,507
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,331
−HK$838/mo
Today · 4.125%
HK$28,169
baseline
▲ 0.50% · 4.625%
HK$29,883
+HK$1,714/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,338/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,489
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,280
−HK$802/mo
Today · 4.125%
HK$31,082
baseline
▲ 0.50% · 4.625%
HK$32,720
+HK$1,638/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,164/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,400
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,284
−HK$897/mo
Today · 4.125%
HK$30,181
baseline
▲ 0.50% · 4.625%
HK$32,018
+HK$1,837/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,362/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,595
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,442
−HK$860/mo
Today · 4.125%
HK$33,302
baseline
▲ 0.50% · 4.625%
HK$35,057
+HK$1,755/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,604/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,294
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,236
−HK$957/mo
Today · 4.125%
HK$32,193
baseline
▲ 0.50% · 4.625%
HK$34,152
+HK$1,959/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,386/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,701
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,605
−HK$917/mo
Today · 4.125%
HK$35,522
baseline
▲ 0.50% · 4.625%
HK$37,395
+HK$1,873/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$71,044/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,187
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,188
−HK$1,017/mo
Today · 4.125%
HK$34,205
baseline
▲ 0.50% · 4.625%
HK$36,287
+HK$2,082/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$68,410/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,808
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,768
−HK$974/mo
Today · 4.125%
HK$37,742
baseline
▲ 0.50% · 4.625%
HK$39,732
+HK$1,990/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$75,484/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,080
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,140
−HK$1,077/mo
Today · 4.125%
HK$36,217
baseline
▲ 0.50% · 4.625%
HK$38,421
+HK$2,204/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,434/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,914
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,931
−HK$1,031/mo
Today · 4.125%
HK$39,962
baseline
▲ 0.50% · 4.625%
HK$42,069
+HK$2,107/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,924/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,098 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).