▼ 0.50% · 3.625%
HK$18,833
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,418
−HK$596/mo
Today · 4.125%
HK$20,014
baseline
▲ 0.50% · 4.625%
HK$21,231
+HK$1,217/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,028/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,951
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,513
−HK$570/mo
Today · 4.125%
HK$22,083
baseline
▲ 0.50% · 4.625%
HK$23,247
+HK$1,164/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,166/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,716
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,360
−HK$655/mo
Today · 4.125%
HK$22,015
baseline
▲ 0.50% · 4.625%
HK$23,354
+HK$1,339/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$44,030/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,046
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,664
−HK$627/mo
Today · 4.125%
HK$24,291
baseline
▲ 0.50% · 4.625%
HK$25,572
+HK$1,281/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$48,582/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,599
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,302
−HK$714/mo
Today · 4.125%
HK$24,016
baseline
▲ 0.50% · 4.625%
HK$25,478
+HK$1,462/mo
Deposit HK$3.30M · loan HK$4.96M · min. income ≈ HK$48,032/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,141
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,816
−HK$684/mo
Today · 4.125%
HK$26,500
baseline
▲ 0.50% · 4.625%
HK$27,896
+HK$1,396/mo
Deposit HK$3.30M · loan HK$4.96M · min. income ≈ HK$53,000/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,482
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,244
−HK$774/mo
Today · 4.125%
HK$26,018
baseline
▲ 0.50% · 4.625%
HK$27,601
+HK$1,583/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,036/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,236
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,967
−HK$741/mo
Today · 4.125%
HK$28,708
baseline
▲ 0.50% · 4.625%
HK$30,221
+HK$1,513/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,416/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,366
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,186
−HK$833/mo
Today · 4.125%
HK$28,019
baseline
▲ 0.50% · 4.625%
HK$29,724
+HK$1,705/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,038/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,331
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,118
−HK$798/mo
Today · 4.125%
HK$30,916
baseline
▲ 0.50% · 4.625%
HK$32,546
+HK$1,630/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,832/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,249
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,128
−HK$892/mo
Today · 4.125%
HK$30,020
baseline
▲ 0.50% · 4.625%
HK$31,847
+HK$1,827/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$60,040/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,427
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,269
−HK$855/mo
Today · 4.125%
HK$33,124
baseline
▲ 0.50% · 4.625%
HK$34,871
+HK$1,747/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,248/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,132
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,069
−HK$953/mo
Today · 4.125%
HK$32,022
baseline
▲ 0.50% · 4.625%
HK$33,970
+HK$1,948/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,044/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,522
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,421
−HK$912/mo
Today · 4.125%
HK$35,333
baseline
▲ 0.50% · 4.625%
HK$37,195
+HK$1,862/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,666/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,015
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,011
−HK$1,012/mo
Today · 4.125%
HK$34,023
baseline
▲ 0.50% · 4.625%
HK$36,093
+HK$2,070/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,046/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,617
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,572
−HK$969/mo
Today · 4.125%
HK$37,541
baseline
▲ 0.50% · 4.625%
HK$39,520
+HK$1,979/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,082/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,899
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,953
−HK$1,071/mo
Today · 4.125%
HK$36,024
baseline
▲ 0.50% · 4.625%
HK$38,216
+HK$2,192/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$72,048/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,712
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,723
−HK$1,026/mo
Today · 4.125%
HK$39,749
baseline
▲ 0.50% · 4.625%
HK$41,845
+HK$2,096/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$79,498/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,770 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).