▼ 0.50% · 3.625%
HK$20,849
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,497
−HK$659/mo
Today · 4.125%
HK$22,156
baseline
▲ 0.50% · 4.625%
HK$23,504
+HK$1,348/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,312/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,194
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,816
−HK$631/mo
Today · 4.125%
HK$24,447
baseline
▲ 0.50% · 4.625%
HK$25,736
+HK$1,289/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,894/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,934
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,647
−HK$725/mo
Today · 4.125%
HK$24,372
baseline
▲ 0.50% · 4.625%
HK$25,855
+HK$1,483/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$48,744/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,514
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,198
−HK$694/mo
Today · 4.125%
HK$26,892
baseline
▲ 0.50% · 4.625%
HK$28,310
+HK$1,418/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$53,784/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,019
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,797
−HK$791/mo
Today · 4.125%
HK$26,588
baseline
▲ 0.50% · 4.625%
HK$28,205
+HK$1,617/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,176/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,833
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,580
−HK$757/mo
Today · 4.125%
HK$29,337
baseline
▲ 0.50% · 4.625%
HK$30,883
+HK$1,546/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,674/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,104
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,947
−HK$856/mo
Today · 4.125%
HK$28,803
baseline
▲ 0.50% · 4.625%
HK$30,556
+HK$1,753/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,606/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,152
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,961
−HK$821/mo
Today · 4.125%
HK$31,782
baseline
▲ 0.50% · 4.625%
HK$33,457
+HK$1,675/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,564/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,188
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,096
−HK$923/mo
Today · 4.125%
HK$31,019
baseline
▲ 0.50% · 4.625%
HK$32,906
+HK$1,887/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,038/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,472
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,343
−HK$883/mo
Today · 4.125%
HK$34,226
baseline
▲ 0.50% · 4.625%
HK$36,030
+HK$1,804/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,452/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,273
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,246
−HK$988/mo
Today · 4.125%
HK$33,234
baseline
▲ 0.50% · 4.625%
HK$35,257
+HK$2,023/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,468/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,791
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,724
−HK$947/mo
Today · 4.125%
HK$36,671
baseline
▲ 0.50% · 4.625%
HK$38,604
+HK$1,933/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,342/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,358
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,396
−HK$1,054/mo
Today · 4.125%
HK$35,450
baseline
▲ 0.50% · 4.625%
HK$37,607
+HK$2,157/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,900/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,111
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,106
−HK$1,010/mo
Today · 4.125%
HK$39,116
baseline
▲ 0.50% · 4.625%
HK$41,178
+HK$2,062/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,232/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,443
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,546
−HK$1,120/mo
Today · 4.125%
HK$37,666
baseline
▲ 0.50% · 4.625%
HK$39,958
+HK$2,292/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,332/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,430
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,488
−HK$1,072/mo
Today · 4.125%
HK$41,560
baseline
▲ 0.50% · 4.625%
HK$43,751
+HK$2,191/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,120/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,528
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,695
−HK$1,186/mo
Today · 4.125%
HK$39,881
baseline
▲ 0.50% · 4.625%
HK$42,308
+HK$2,427/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$79,762/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,750
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,869
−HK$1,136/mo
Today · 4.125%
HK$44,005
baseline
▲ 0.50% · 4.625%
HK$46,325
+HK$2,320/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$88,010/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,324 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).