▼ 0.50% · 3.625%
HK$22,761
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,468
−HK$720/mo
Today · 4.125%
HK$24,188
baseline
▲ 0.50% · 4.625%
HK$25,660
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,376/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,321
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,000
−HK$689/mo
Today · 4.125%
HK$26,689
baseline
▲ 0.50% · 4.625%
HK$28,096
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,378/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,037
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,815
−HK$792/mo
Today · 4.125%
HK$26,607
baseline
▲ 0.50% · 4.625%
HK$28,226
+HK$1,619/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,214/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,853
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,600
−HK$758/mo
Today · 4.125%
HK$29,358
baseline
▲ 0.50% · 4.625%
HK$30,905
+HK$1,547/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,716/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,313
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,162
−HK$863/mo
Today · 4.125%
HK$29,025
baseline
▲ 0.50% · 4.625%
HK$30,791
+HK$1,766/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,050/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,385
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,200
−HK$827/mo
Today · 4.125%
HK$32,027
baseline
▲ 0.50% · 4.625%
HK$33,715
+HK$1,688/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,054/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,589
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,509
−HK$935/mo
Today · 4.125%
HK$31,444
baseline
▲ 0.50% · 4.625%
HK$33,357
+HK$1,913/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,888/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,917
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,800
−HK$895/mo
Today · 4.125%
HK$34,695
baseline
▲ 0.50% · 4.625%
HK$36,524
+HK$1,829/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,390/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,865
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,856
−HK$1,007/mo
Today · 4.125%
HK$33,863
baseline
▲ 0.50% · 4.625%
HK$35,923
+HK$2,060/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,726/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,449
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,400
−HK$964/mo
Today · 4.125%
HK$37,364
baseline
▲ 0.50% · 4.625%
HK$39,334
+HK$1,970/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,728/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,141
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,203
−HK$1,079/mo
Today · 4.125%
HK$36,282
baseline
▲ 0.50% · 4.625%
HK$38,489
+HK$2,207/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,564/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,981
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,000
−HK$1,033/mo
Today · 4.125%
HK$40,033
baseline
▲ 0.50% · 4.625%
HK$42,143
+HK$2,110/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,066/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,417
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,550
−HK$1,150/mo
Today · 4.125%
HK$38,700
baseline
▲ 0.50% · 4.625%
HK$41,055
+HK$2,355/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,400/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,513
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,600
−HK$1,102/mo
Today · 4.125%
HK$42,702
baseline
▲ 0.50% · 4.625%
HK$44,953
+HK$2,251/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,404/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,693
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,896
−HK$1,223/mo
Today · 4.125%
HK$41,119
baseline
▲ 0.50% · 4.625%
HK$43,621
+HK$2,502/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,238/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,045
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,200
−HK$1,171/mo
Today · 4.125%
HK$45,371
baseline
▲ 0.50% · 4.625%
HK$47,763
+HK$2,392/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,742/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,969
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,243
−HK$1,295/mo
Today · 4.125%
HK$43,538
baseline
▲ 0.50% · 4.625%
HK$46,187
+HK$2,649/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,076/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,577
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,800
−HK$1,240/mo
Today · 4.125%
HK$48,040
baseline
▲ 0.50% · 4.625%
HK$50,572
+HK$2,532/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,080/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,156 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).