6/F G
in Laguna Verde Phase 4 Laguna Grande LAGUNA VERDE PHASE 4(4A) LAGUNA GRANDE TOWER 20
Kowloon City District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$803K, with repayments around HK$35,046/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$70,092/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$241,039 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- G
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 743 ft²
- Efficiency
- 74%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-03 | HK$9.52M | +0.2% 4.0y · 0.0%/yr |
| 2018-05-29 | HK$9.50M | +246.7% 16.9y · 15.0%/yr |
| 2001-06-19 | HK$2.74M | — |