▼ 0.50% · 3.625%
HK$18,997
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,588
−HK$601/mo
Today · 4.125%
HK$20,189
baseline
▲ 0.50% · 4.625%
HK$21,417
+HK$1,228/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,378/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,134
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,701
−HK$575/mo
Today · 4.125%
HK$22,276
baseline
▲ 0.50% · 4.625%
HK$23,450
+HK$1,174/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,552/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,897
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,547
−HK$660/mo
Today · 4.125%
HK$22,207
baseline
▲ 0.50% · 4.625%
HK$23,559
+HK$1,352/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,414/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,248
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,871
−HK$633/mo
Today · 4.125%
HK$24,504
baseline
▲ 0.50% · 4.625%
HK$25,795
+HK$1,291/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$49,008/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,797
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,506
−HK$720/mo
Today · 4.125%
HK$24,226
baseline
▲ 0.50% · 4.625%
HK$25,700
+HK$1,474/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,452/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,361
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,041
−HK$690/mo
Today · 4.125%
HK$26,731
baseline
▲ 0.50% · 4.625%
HK$28,140
+HK$1,409/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,462/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,697
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,465
−HK$780/mo
Today · 4.125%
HK$26,245
baseline
▲ 0.50% · 4.625%
HK$27,842
+HK$1,597/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,490/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,475
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,211
−HK$748/mo
Today · 4.125%
HK$28,959
baseline
▲ 0.50% · 4.625%
HK$30,485
+HK$1,526/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,918/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,596
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,424
−HK$840/mo
Today · 4.125%
HK$28,264
baseline
▲ 0.50% · 4.625%
HK$29,984
+HK$1,720/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,528/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,588
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,382
−HK$805/mo
Today · 4.125%
HK$31,187
baseline
▲ 0.50% · 4.625%
HK$32,831
+HK$1,644/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,374/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,496
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,382
−HK$901/mo
Today · 4.125%
HK$30,283
baseline
▲ 0.50% · 4.625%
HK$32,126
+HK$1,843/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,566/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,702
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,552
−HK$862/mo
Today · 4.125%
HK$33,414
baseline
▲ 0.50% · 4.625%
HK$35,176
+HK$1,762/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,828/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,396
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,341
−HK$961/mo
Today · 4.125%
HK$32,302
baseline
▲ 0.50% · 4.625%
HK$34,267
+HK$1,965/mo
Deposit HK$1.67M · loan HK$6.66M · min. income ≈ HK$64,604/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,815
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,722
−HK$920/mo
Today · 4.125%
HK$35,642
baseline
▲ 0.50% · 4.625%
HK$37,521
+HK$1,879/mo
Deposit HK$1.67M · loan HK$6.66M · min. income ≈ HK$71,284/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,295
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,300
−HK$1,021/mo
Today · 4.125%
HK$34,321
baseline
▲ 0.50% · 4.625%
HK$36,409
+HK$2,088/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,642/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,928
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,892
−HK$977/mo
Today · 4.125%
HK$37,869
baseline
▲ 0.50% · 4.625%
HK$39,866
+HK$1,997/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,738/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,195
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,259
−HK$1,081/mo
Today · 4.125%
HK$36,340
baseline
▲ 0.50% · 4.625%
HK$38,551
+HK$2,211/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$72,680/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,042
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,062
−HK$1,035/mo
Today · 4.125%
HK$40,097
baseline
▲ 0.50% · 4.625%
HK$42,211
+HK$2,114/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$80,194/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,937 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).