▼ 0.50% · 3.625%
HK$20,294
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,926
−HK$641/mo
Today · 4.125%
HK$21,567
baseline
▲ 0.50% · 4.625%
HK$22,879
+HK$1,312/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,134/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,577
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,183
−HK$614/mo
Today · 4.125%
HK$23,797
baseline
▲ 0.50% · 4.625%
HK$25,051
+HK$1,254/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,594/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,324
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,018
−HK$706/mo
Today · 4.125%
HK$23,724
baseline
▲ 0.50% · 4.625%
HK$25,167
+HK$1,443/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,448/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,835
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,501
−HK$676/mo
Today · 4.125%
HK$26,177
baseline
▲ 0.50% · 4.625%
HK$27,557
+HK$1,380/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,354/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,353
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,111
−HK$769/mo
Today · 4.125%
HK$25,880
baseline
▲ 0.50% · 4.625%
HK$27,455
+HK$1,575/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,760/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,093
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,819
−HK$738/mo
Today · 4.125%
HK$28,557
baseline
▲ 0.50% · 4.625%
HK$30,062
+HK$1,505/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,114/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,383
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,203
−HK$834/mo
Today · 4.125%
HK$28,037
baseline
▲ 0.50% · 4.625%
HK$29,743
+HK$1,706/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,074/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,350
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,138
−HK$798/mo
Today · 4.125%
HK$30,936
baseline
▲ 0.50% · 4.625%
HK$32,567
+HK$1,631/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,872/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,412
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,296
−HK$898/mo
Today · 4.125%
HK$30,194
baseline
▲ 0.50% · 4.625%
HK$32,031
+HK$1,837/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,388/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,608
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,456
−HK$860/mo
Today · 4.125%
HK$33,316
baseline
▲ 0.50% · 4.625%
HK$35,072
+HK$1,756/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,632/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,442
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,388
−HK$963/mo
Today · 4.125%
HK$32,351
baseline
▲ 0.50% · 4.625%
HK$34,319
+HK$1,968/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,702/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,866
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,774
−HK$922/mo
Today · 4.125%
HK$35,696
baseline
▲ 0.50% · 4.625%
HK$37,577
+HK$1,881/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,392/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,471
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,481
−HK$1,026/mo
Today · 4.125%
HK$34,507
baseline
▲ 0.50% · 4.625%
HK$36,607
+HK$2,100/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$69,014/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,124
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,093
−HK$982/mo
Today · 4.125%
HK$38,075
baseline
▲ 0.50% · 4.625%
HK$40,082
+HK$2,007/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,150/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,500
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,574
−HK$1,090/mo
Today · 4.125%
HK$36,664
baseline
▲ 0.50% · 4.625%
HK$38,895
+HK$2,231/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$73,328/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,381
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,411
−HK$1,044/mo
Today · 4.125%
HK$40,455
baseline
▲ 0.50% · 4.625%
HK$42,587
+HK$2,132/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$80,910/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,530
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,666
−HK$1,155/mo
Today · 4.125%
HK$38,821
baseline
▲ 0.50% · 4.625%
HK$41,183
+HK$2,362/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$77,642/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,639
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,729
−HK$1,106/mo
Today · 4.125%
HK$42,835
baseline
▲ 0.50% · 4.625%
HK$45,093
+HK$2,258/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$85,670/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,002 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).