▼ 0.50% · 3.625%
HK$12,914
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,316
−HK$408/mo
Today · 4.125%
HK$13,724
baseline
▲ 0.50% · 4.625%
HK$14,559
+HK$835/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$27,448/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,367
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,753
−HK$390/mo
Today · 4.125%
HK$15,143
baseline
▲ 0.50% · 4.625%
HK$15,942
+HK$799/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$30,286/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,206
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,648
−HK$449/mo
Today · 4.125%
HK$15,097
baseline
▲ 0.50% · 4.625%
HK$16,015
+HK$918/mo
Deposit HK$2.55M · loan HK$3.11M · min. income ≈ HK$30,194/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,804
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,228
−HK$430/mo
Today · 4.125%
HK$16,658
baseline
▲ 0.50% · 4.625%
HK$17,536
+HK$878/mo
Deposit HK$2.55M · loan HK$3.11M · min. income ≈ HK$33,316/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,497
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,979
−HK$490/mo
Today · 4.125%
HK$16,469
baseline
▲ 0.50% · 4.625%
HK$17,471
+HK$1,002/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$32,938/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,241
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,703
−HK$469/mo
Today · 4.125%
HK$18,172
baseline
▲ 0.50% · 4.625%
HK$19,130
+HK$958/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$36,344/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,789
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,311
−HK$531/mo
Today · 4.125%
HK$17,842
baseline
▲ 0.50% · 4.625%
HK$18,927
+HK$1,085/mo
Deposit HK$1.98M · loan HK$3.68M · min. income ≈ HK$35,684/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,677
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,178
−HK$508/mo
Today · 4.125%
HK$19,686
baseline
▲ 0.50% · 4.625%
HK$20,724
+HK$1,038/mo
Deposit HK$1.98M · loan HK$3.68M · min. income ≈ HK$39,372/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,080
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,643
−HK$571/mo
Today · 4.125%
HK$19,214
baseline
▲ 0.50% · 4.625%
HK$20,383
+HK$1,169/mo
Deposit HK$1.70M · loan HK$3.96M · min. income ≈ HK$38,428/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,114
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,654
−HK$547/mo
Today · 4.125%
HK$21,201
baseline
▲ 0.50% · 4.625%
HK$22,318
+HK$1,117/mo
Deposit HK$1.70M · loan HK$3.96M · min. income ≈ HK$42,402/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,372
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,974
−HK$612/mo
Today · 4.125%
HK$20,586
baseline
▲ 0.50% · 4.625%
HK$21,839
+HK$1,253/mo
Deposit HK$1.42M · loan HK$4.25M · min. income ≈ HK$41,172/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,551
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,129
−HK$586/mo
Today · 4.125%
HK$22,715
baseline
▲ 0.50% · 4.625%
HK$23,913
+HK$1,198/mo
Deposit HK$1.42M · loan HK$4.25M · min. income ≈ HK$45,430/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,663
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,306
−HK$653/mo
Today · 4.125%
HK$21,959
baseline
▲ 0.50% · 4.625%
HK$23,295
+HK$1,336/mo
Deposit HK$1.13M · loan HK$4.53M · min. income ≈ HK$43,918/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,988
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,604
−HK$625/mo
Today · 4.125%
HK$24,229
baseline
▲ 0.50% · 4.625%
HK$25,507
+HK$1,278/mo
Deposit HK$1.13M · loan HK$4.53M · min. income ≈ HK$48,458/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,955
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,638
−HK$693/mo
Today · 4.125%
HK$23,331
baseline
▲ 0.50% · 4.625%
HK$24,751
+HK$1,420/mo
Deposit HK$850K · loan HK$4.81M · min. income ≈ HK$46,662/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,424
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,079
−HK$665/mo
Today · 4.125%
HK$25,744
baseline
▲ 0.50% · 4.625%
HK$27,101
+HK$1,357/mo
Deposit HK$850K · loan HK$4.81M · min. income ≈ HK$51,488/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,246
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,969
−HK$735/mo
Today · 4.125%
HK$24,704
baseline
▲ 0.50% · 4.625%
HK$26,207
+HK$1,503/mo
Deposit HK$566K · loan HK$5.10M · min. income ≈ HK$49,408/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,861
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,555
−HK$703/mo
Today · 4.125%
HK$27,258
baseline
▲ 0.50% · 4.625%
HK$28,695
+HK$1,437/mo
Deposit HK$566K · loan HK$5.10M · min. income ≈ HK$54,516/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$127,432 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).