▼ 0.50% · 3.625%
HK$18,644
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,223
−HK$590/mo
Today · 4.125%
HK$19,813
baseline
▲ 0.50% · 4.625%
HK$21,018
+HK$1,205/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,626/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,741
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,297
−HK$564/mo
Today · 4.125%
HK$21,861
baseline
▲ 0.50% · 4.625%
HK$23,014
+HK$1,153/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,722/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,508
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,146
−HK$648/mo
Today · 4.125%
HK$21,794
baseline
▲ 0.50% · 4.625%
HK$23,120
+HK$1,326/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,588/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,815
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,427
−HK$620/mo
Today · 4.125%
HK$24,047
baseline
▲ 0.50% · 4.625%
HK$25,315
+HK$1,268/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,094/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,372
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,068
−HK$707/mo
Today · 4.125%
HK$23,775
baseline
▲ 0.50% · 4.625%
HK$25,222
+HK$1,447/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,550/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,889
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,556
−HK$678/mo
Today · 4.125%
HK$26,234
baseline
▲ 0.50% · 4.625%
HK$27,616
+HK$1,382/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,468/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,237
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,990
−HK$766/mo
Today · 4.125%
HK$25,756
baseline
▲ 0.50% · 4.625%
HK$27,324
+HK$1,568/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,512/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,963
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,686
−HK$734/mo
Today · 4.125%
HK$28,420
baseline
▲ 0.50% · 4.625%
HK$29,918
+HK$1,498/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,840/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,101
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,913
−HK$825/mo
Today · 4.125%
HK$27,738
baseline
▲ 0.50% · 4.625%
HK$29,425
+HK$1,687/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,476/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,037
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,816
−HK$790/mo
Today · 4.125%
HK$30,606
baseline
▲ 0.50% · 4.625%
HK$32,219
+HK$1,613/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,212/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,965
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,835
−HK$884/mo
Today · 4.125%
HK$29,719
baseline
▲ 0.50% · 4.625%
HK$31,527
+HK$1,808/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,438/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,111
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,945
−HK$847/mo
Today · 4.125%
HK$32,792
baseline
▲ 0.50% · 4.625%
HK$34,520
+HK$1,728/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,584/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,830
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,757
−HK$943/mo
Today · 4.125%
HK$31,700
baseline
▲ 0.50% · 4.625%
HK$33,629
+HK$1,929/mo
Deposit HK$1.64M · loan HK$6.54M · min. income ≈ HK$63,400/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,185
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,075
−HK$903/mo
Today · 4.125%
HK$34,978
baseline
▲ 0.50% · 4.625%
HK$36,822
+HK$1,844/mo
Deposit HK$1.64M · loan HK$6.54M · min. income ≈ HK$69,956/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,694
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,680
−HK$1,001/mo
Today · 4.125%
HK$33,681
baseline
▲ 0.50% · 4.625%
HK$35,731
+HK$2,050/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$67,362/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,259
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,205
−HK$959/mo
Today · 4.125%
HK$37,164
baseline
▲ 0.50% · 4.625%
HK$39,123
+HK$1,959/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$74,328/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,558
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,602
−HK$1,061/mo
Today · 4.125%
HK$35,663
baseline
▲ 0.50% · 4.625%
HK$37,833
+HK$2,170/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$71,326/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,333
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,335
−HK$1,015/mo
Today · 4.125%
HK$39,350
baseline
▲ 0.50% · 4.625%
HK$41,425
+HK$2,075/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$78,700/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,282 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).