11/F H
in Laguna Verde Phase 4 Laguna Grande LAGUNA VERDE PHASE 4(4A) LAGUNA GRANDE TOWER 21
Kowloon City District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$845K, with repayments around HK$36,870/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$845K · loan HK$7.61M · min. income ≈ HK$73,740/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,585 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Whampoa Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- H
- Saleable Area
- 548 Saleable ft²
- Gross Area
- 743 ft²
- Efficiency
- 74%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-02 | HK$9.20M | +102.2% 10.4y · 10.0%/yr |
| 2009-07-17 | HK$4.55M | +5.8% |
| 2008-04-30 | HK$4.30M | +13.8% |
| 2007-06-28 | HK$3.78M | +42.6% |
| 2004-01-30 | HK$2.65M | +0.0% |
| 2001-05-15 | HK$2.65M | — |