▼ 0.50% · 3.625%
HK$21,513
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,183
−HK$680/mo
Today · 4.125%
HK$22,863
baseline
▲ 0.50% · 4.625%
HK$24,254
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,726/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,933
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,575
−HK$652/mo
Today · 4.125%
HK$25,227
baseline
▲ 0.50% · 4.625%
HK$26,556
+HK$1,329/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,454/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,665
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,401
−HK$748/mo
Today · 4.125%
HK$25,149
baseline
▲ 0.50% · 4.625%
HK$26,679
+HK$1,530/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,298/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,327
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,033
−HK$716/mo
Today · 4.125%
HK$27,749
baseline
▲ 0.50% · 4.625%
HK$29,212
+HK$1,463/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,498/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,816
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,619
−HK$816/mo
Today · 4.125%
HK$27,435
baseline
▲ 0.50% · 4.625%
HK$29,104
+HK$1,669/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,870/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,720
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,490
−HK$782/mo
Today · 4.125%
HK$30,272
baseline
▲ 0.50% · 4.625%
HK$31,867
+HK$1,595/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,544/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,967
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,837
−HK$884/mo
Today · 4.125%
HK$29,721
baseline
▲ 0.50% · 4.625%
HK$31,530
+HK$1,809/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,442/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,114
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,948
−HK$846/mo
Today · 4.125%
HK$32,794
baseline
▲ 0.50% · 4.625%
HK$34,523
+HK$1,729/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,588/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,119
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,056
−HK$952/mo
Today · 4.125%
HK$32,008
baseline
▲ 0.50% · 4.625%
HK$33,955
+HK$1,947/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$64,016/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,507
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,405
−HK$912/mo
Today · 4.125%
HK$35,317
baseline
▲ 0.50% · 4.625%
HK$37,179
+HK$1,862/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,634/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,270
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,274
−HK$1,020/mo
Today · 4.125%
HK$34,294
baseline
▲ 0.50% · 4.625%
HK$36,380
+HK$2,086/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,588/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,900
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,863
−HK$977/mo
Today · 4.125%
HK$37,840
baseline
▲ 0.50% · 4.625%
HK$39,834
+HK$1,994/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,680/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,421
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,492
−HK$1,088/mo
Today · 4.125%
HK$36,580
baseline
▲ 0.50% · 4.625%
HK$38,806
+HK$2,226/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,160/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,294
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,321
−HK$1,041/mo
Today · 4.125%
HK$40,362
baseline
▲ 0.50% · 4.625%
HK$42,490
+HK$2,128/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,724/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,573
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,710
−HK$1,156/mo
Today · 4.125%
HK$38,866
baseline
▲ 0.50% · 4.625%
HK$41,231
+HK$2,365/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$77,732/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,687
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,778
−HK$1,107/mo
Today · 4.125%
HK$42,885
baseline
▲ 0.50% · 4.625%
HK$45,146
+HK$2,261/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$85,770/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,724
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,929
−HK$1,224/mo
Today · 4.125%
HK$41,153
baseline
▲ 0.50% · 4.625%
HK$43,657
+HK$2,504/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,306/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,080
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,236
−HK$1,172/mo
Today · 4.125%
HK$45,408
baseline
▲ 0.50% · 4.625%
HK$47,801
+HK$2,393/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,816/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,466 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).