17/F B
in Laguna Verde Phase 4 Laguna Grande LAGUNA VERDE PHASE 4(4A) LAGUNA GRANDE TOWER 19
Kowloon City District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$832K, with repayments around HK$36,296/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$72,592/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,636 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Whampoa Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- B
- Saleable Area
- 516 Saleable ft²
- Gross Area
- 693 ft²
- Efficiency
- 74%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-26 | HK$9.50M | +0.0% 14.5y · 8.0%/yr |
| 2020-09-22 | HK$9.50M | +118.9% 12.6y · 9.0%/yr |
| 2008-02-26 | HK$4.34M | +34.8% |
| 2004-07-13 | HK$3.22M | +9.9% |
| 2000-10-14 | HK$2.93M | — |