20/F A

in Laguna Verde Phase 4 Laguna Grande LAGUNA VERDE PHASE 4(4A) LAGUNA GRANDE TOWER 19

Switch unit

Floor

2/F A 561 ft² 2/F B 516 ft² 2/F C 829 ft² 2/F D 538 ft² 2/F E 425 ft² 2/F F 515 ft² 2/F G 561 ft² 3/F A 561 ft² 3/F B 516 ft² 3/F C 829 ft² 3/F D 538 ft² 3/F E 424 ft² 3/F F 515 ft² 3/F G 561 ft² 5/F A 561 ft² 5/F B 513 ft² 5/F C 829 ft² 5/F D 538 ft² 5/F E 425 ft² 5/F F 515 ft² 5/F G 561 ft² 6/F A 561 ft² 6/F B 516 ft² 6/F C 837 ft² 6/F D 538 ft² 6/F E 425 ft² 6/F F 515 ft² 6/F G 561 ft² 7/F A 561 ft² 7/F B 516 ft² 7/F C 829 ft² 7/F D 538 ft² 7/F E 426 ft² 7/F F 515 ft² 7/F G 557 ft² 8/F A 561 ft² 8/F B 516 ft² 8/F C 837 ft² 8/F D 538 ft² 8/F E 425 ft² 8/F F 515 ft² 8/F G 561 ft² 9/F A 561 ft² 9/F B 516 ft² 9/F C 829 ft² 9/F D 538 ft² 9/F E 425 ft² 9/F F 515 ft² 9/F G 561 ft² 10/F A 561 ft² 10/F B 516 ft² 10/F C 837 ft² 10/F D 541 ft² 10/F E 425 ft² 10/F F 515 ft² 10/F G 561 ft² 11/F A 561 ft² 11/F B 516 ft² 11/F C 837 ft² 11/F D 538 ft² 11/F E 426 ft² 11/F F 515 ft² 11/F G 561 ft² 12/F A 561 ft² 12/F B 516 ft² 12/F C 829 ft² 12/F D 538 ft² 12/F E 425 ft² 12/F F 515 ft² 12/F G 561 ft² 15/F A 561 ft² 15/F B 516 ft² 15/F C 829 ft² 15/F D 538 ft² 15/F E 425 ft² 15/F F 515 ft² 15/F G 561 ft² 16/F A 561 ft² 16/F B 513 ft² 16/F C 837 ft² 16/F D 541 ft² 16/F E 425 ft² 16/F F 513 ft² 16/F G 561 ft² 17/F A 561 ft² 17/F B 516 ft² 17/F C 829 ft² 17/F D 538 ft² 17/F E 425 ft² 17/F F 513 ft² 17/F G 561 ft² 18/F A 561 ft² 18/F B 516 ft² 18/F C 829 ft² 18/F D 541 ft² 18/F E 426 ft² 18/F F 515 ft² 18/F G 561 ft² 19/F A 561 ft² 19/F B 513 ft² 19/F C 829 ft² 19/F D 541 ft² 19/F E 425 ft² 19/F F 515 ft² 19/F G 561 ft² 20/F A 561 ft² 20/F B 516 ft² 20/F C 837 ft² 20/F D 538 ft² 20/F E 425 ft² 20/F F 515 ft² 20/F G 561 ft² 21/F A 561 ft² 21/F B 516 ft² 21/F C 829 ft² 21/F D 541 ft² 21/F E 426 ft² 21/F F 515 ft² 21/F G 561 ft² 22/F A 561 ft² 22/F B 513 ft² 22/F C 837 ft² 22/F D 541 ft² 22/F E 426 ft² 22/F F 515 ft² 22/F G 561 ft² 23/F A 561 ft² 23/F B 516 ft² 23/F C 829 ft² 23/F D 538 ft² 23/F E 426 ft² 23/F F 513 ft² 23/F G 561 ft² 25/F A 561 ft² 25/F B 516 ft² 25/F C 837 ft² 25/F D 538 ft² 25/F E 425 ft² 25/F F 515 ft² 25/F G 561 ft² 26/F A 561 ft² 26/F B 516 ft² 26/F C 829 ft² 26/F D 538 ft² 26/F E 425 ft² 26/F F 513 ft² 26/F G 561 ft² 27/F A 561 ft² 27/F B 513 ft² 27/F C 829 ft² 27/F D 541 ft² 27/F E 425 ft² 27/F F 515 ft² 27/F G 561 ft² 28/F A 561 ft² 28/F B 516 ft² 28/F C 829 ft² 28/F D 538 ft² 28/F E 426 ft² 28/F F 513 ft² 28/F G 561 ft² 29/F A 561 ft² 29/F B 516 ft² 29/F C 829 ft² 29/F D 538 ft² 29/F E 425 ft² 29/F F 515 ft² 29/F G 561 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$9.38M

≈ HK$16,716 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$938K, with repayments around HK$40,903/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$38,490

−HK$2,413/mo

▼ 0.25% · 3.875%

HK$39,687

−HK$1,216/mo

Today · 4.125%

HK$40,903

baseline

▲ 0.50% · 4.625%

HK$43,392

+HK$2,489/mo

Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$81,806/mo (50% DSR)

Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$307,750 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Whampoa

≈ 6 min walk · 421 m

Education

schools within 1 km (11 within 500 m)

Daily convenience

within 1 km (11 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Whampoa Station.

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: A
Saleable Area: 561 Saleable ft²
Gross Area: 759 ft²
Efficiency: 74%
District: Kowloon City District · Kowloon
School net (POA): 35

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-02-26	HK$10.50M	+38.2% 4.7y · 8.0%/yr	HK$18,717	HK$13,834
2016-06-01	HK$7.60M	+91.9% 8.7y · 11.0%/yr	HK$13,547	HK$10,013
2007-10-08	HK$3.96M	−2.9%	HK$7,059	HK$5,217
2005-04-13	HK$4.08M	+28.3%	HK$7,273	HK$5,376
2001-05-17	HK$3.18M	—	HK$5,668	HK$4,190

Other appraised units in this building

Data sourced from Renavon.com