▼ 0.50% · 3.625%
HK$13,044
−HK$818/mo
▼ 0.25% · 3.875%
HK$13,450
−HK$412/mo
Today · 4.125%
HK$13,862
baseline
▲ 0.50% · 4.625%
HK$14,705
+HK$843/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,724/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,511
−HK$784/mo
▼ 0.25% · 3.875%
HK$14,900
−HK$395/mo
Today · 4.125%
HK$15,295
baseline
▲ 0.50% · 4.625%
HK$16,101
+HK$806/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,590/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,348
−HK$900/mo
▼ 0.25% · 3.875%
HK$14,794
−HK$454/mo
Today · 4.125%
HK$15,248
baseline
▲ 0.50% · 4.625%
HK$16,176
+HK$928/mo
Deposit HK$2.57M · loan HK$3.15M · min. income ≈ HK$30,496/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,962
−HK$863/mo
▼ 0.25% · 3.875%
HK$16,390
−HK$435/mo
Today · 4.125%
HK$16,825
baseline
▲ 0.50% · 4.625%
HK$17,711
+HK$886/mo
Deposit HK$2.57M · loan HK$3.15M · min. income ≈ HK$33,650/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,653
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,139
−HK$495/mo
Today · 4.125%
HK$16,634
baseline
▲ 0.50% · 4.625%
HK$17,646
+HK$1,012/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$33,268/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,413
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,880
−HK$474/mo
Today · 4.125%
HK$18,354
baseline
▲ 0.50% · 4.625%
HK$19,322
+HK$968/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$36,708/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,957
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$17,484
−HK$536/mo
Today · 4.125%
HK$18,020
baseline
▲ 0.50% · 4.625%
HK$19,117
+HK$1,097/mo
Deposit HK$2.00M · loan HK$3.72M · min. income ≈ HK$36,040/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,864
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,370
−HK$514/mo
Today · 4.125%
HK$19,884
baseline
▲ 0.50% · 4.625%
HK$20,932
+HK$1,048/mo
Deposit HK$2.00M · loan HK$3.72M · min. income ≈ HK$39,768/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,261
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,829
−HK$577/mo
Today · 4.125%
HK$19,406
baseline
▲ 0.50% · 4.625%
HK$20,587
+HK$1,181/mo
Deposit HK$1.72M · loan HK$4.00M · min. income ≈ HK$38,812/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,316
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,860
−HK$553/mo
Today · 4.125%
HK$21,413
baseline
▲ 0.50% · 4.625%
HK$22,542
+HK$1,129/mo
Deposit HK$1.72M · loan HK$4.00M · min. income ≈ HK$42,826/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,566
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,174
−HK$619/mo
Today · 4.125%
HK$20,793
baseline
▲ 0.50% · 4.625%
HK$22,058
+HK$1,265/mo
Deposit HK$1.43M · loan HK$4.29M · min. income ≈ HK$41,586/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,767
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,350
−HK$593/mo
Today · 4.125%
HK$22,943
baseline
▲ 0.50% · 4.625%
HK$24,152
+HK$1,209/mo
Deposit HK$1.43M · loan HK$4.29M · min. income ≈ HK$45,886/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,870
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,519
−HK$660/mo
Today · 4.125%
HK$22,179
baseline
▲ 0.50% · 4.625%
HK$23,528
+HK$1,349/mo
Deposit HK$1.14M · loan HK$4.58M · min. income ≈ HK$44,358/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,218
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,840
−HK$632/mo
Today · 4.125%
HK$24,472
baseline
▲ 0.50% · 4.625%
HK$25,762
+HK$1,290/mo
Deposit HK$1.14M · loan HK$4.58M · min. income ≈ HK$48,944/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,174
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,864
−HK$701/mo
Today · 4.125%
HK$23,565
baseline
▲ 0.50% · 4.625%
HK$24,999
+HK$1,434/mo
Deposit HK$858K · loan HK$4.86M · min. income ≈ HK$47,130/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,669
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,330
−HK$672/mo
Today · 4.125%
HK$26,002
baseline
▲ 0.50% · 4.625%
HK$27,372
+HK$1,370/mo
Deposit HK$858K · loan HK$4.86M · min. income ≈ HK$52,004/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,479
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,209
−HK$742/mo
Today · 4.125%
HK$24,951
baseline
▲ 0.50% · 4.625%
HK$26,469
+HK$1,518/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$49,902/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,120
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,821
−HK$710/mo
Today · 4.125%
HK$27,531
baseline
▲ 0.50% · 4.625%
HK$28,982
+HK$1,451/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$55,062/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,708 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).