▼ 0.50% · 3.625%
HK$16,615
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,131
−HK$525/mo
Today · 4.125%
HK$17,656
baseline
▲ 0.50% · 4.625%
HK$18,731
+HK$1,075/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,312/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,483
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,979
−HK$503/mo
Today · 4.125%
HK$19,482
baseline
▲ 0.50% · 4.625%
HK$20,509
+HK$1,027/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,964/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,276
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,844
−HK$578/mo
Today · 4.125%
HK$19,422
baseline
▲ 0.50% · 4.625%
HK$20,604
+HK$1,182/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,844/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,332
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,877
−HK$553/mo
Today · 4.125%
HK$21,430
baseline
▲ 0.50% · 4.625%
HK$22,560
+HK$1,130/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,860/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,937
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,558
−HK$630/mo
Today · 4.125%
HK$21,188
baseline
▲ 0.50% · 4.625%
HK$22,477
+HK$1,289/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$42,376/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,180
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,775
−HK$603/mo
Today · 4.125%
HK$23,378
baseline
▲ 0.50% · 4.625%
HK$24,611
+HK$1,233/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$46,756/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,599
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,271
−HK$682/mo
Today · 4.125%
HK$22,953
baseline
▲ 0.50% · 4.625%
HK$24,350
+HK$1,397/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$45,906/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,029
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,673
−HK$654/mo
Today · 4.125%
HK$25,327
baseline
▲ 0.50% · 4.625%
HK$26,662
+HK$1,335/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$50,654/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,260
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,984
−HK$735/mo
Today · 4.125%
HK$24,719
baseline
▲ 0.50% · 4.625%
HK$26,223
+HK$1,504/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$49,438/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,877
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,571
−HK$704/mo
Today · 4.125%
HK$27,275
baseline
▲ 0.50% · 4.625%
HK$28,713
+HK$1,438/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$54,550/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,922
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,697
−HK$788/mo
Today · 4.125%
HK$26,485
baseline
▲ 0.50% · 4.625%
HK$28,096
+HK$1,611/mo
Deposit HK$1.82M · loan HK$5.46M · min. income ≈ HK$52,970/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,725
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,469
−HK$754/mo
Today · 4.125%
HK$29,223
baseline
▲ 0.50% · 4.625%
HK$30,764
+HK$1,541/mo
Deposit HK$1.82M · loan HK$5.46M · min. income ≈ HK$58,446/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,583
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,410
−HK$840/mo
Today · 4.125%
HK$28,250
baseline
▲ 0.50% · 4.625%
HK$29,969
+HK$1,719/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$56,500/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,574
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,367
−HK$804/mo
Today · 4.125%
HK$31,171
baseline
▲ 0.50% · 4.625%
HK$32,814
+HK$1,643/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$62,342/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,245
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,123
−HK$893/mo
Today · 4.125%
HK$30,016
baseline
▲ 0.50% · 4.625%
HK$31,842
+HK$1,826/mo
Deposit HK$1.09M · loan HK$6.19M · min. income ≈ HK$60,032/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,422
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,265
−HK$855/mo
Today · 4.125%
HK$33,120
baseline
▲ 0.50% · 4.625%
HK$34,865
+HK$1,745/mo
Deposit HK$1.09M · loan HK$6.19M · min. income ≈ HK$66,240/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,906
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,836
−HK$945/mo
Today · 4.125%
HK$31,781
baseline
▲ 0.50% · 4.625%
HK$33,715
+HK$1,934/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$63,562/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,270
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,163
−HK$905/mo
Today · 4.125%
HK$35,068
baseline
▲ 0.50% · 4.625%
HK$36,916
+HK$1,848/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$70,136/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$218,588 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).