8/F B
in Laguna Verde Phase 5 Ocean Vista LAGUNA VERDE PHASE 5(4B) OCEAN VISTA TOWER 23A
Kowloon City District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$863K, with repayments around HK$37,643/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$75,286/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,899 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Whampoa Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- B
- Saleable Area
- 516 Saleable ft²
- Gross Area
- 693 ft²
- Efficiency
- 74%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-16 | HK$8.00M | −4.5% 6.7y · −1.0%/yr |
| 2015-07-03 | HK$8.38M | +3.7% |
| 2012-11-21 | HK$8.08M | +95.2% |
| 2005-01-18 | HK$4.14M | +19.0% |
| 2004-03-30 | HK$3.48M | −0.6% |
| 2001-07-10 | HK$3.50M | — |