2/F B
in Laguna Verde Phase 5 Ocean Vista LAGUNA VERDE PHASE 5(4B) OCEAN VISTA TOWER 23A
Kowloon City District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$855K, with repayments around HK$37,308/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$855K · loan HK$7.70M · min. income ≈ HK$74,616/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,596 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Whampoa Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 516 Saleable ft²
- Gross Area
- 694 ft²
- Efficiency
- 74%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-03 | HK$9.68M | +15.2% 5.0y · 3.0%/yr |
| 2017-05-09 | HK$8.40M | +111.1% 9.7y · 11.0%/yr |
| 2007-08-08 | HK$3.98M | +12.7% |
| 2007-03-24 | HK$3.53M | +11.7% |
| 2001-06-30 | HK$3.16M | — |