▼ 0.50% · 3.625%
HK$19,598
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,207
−HK$620/mo
Today · 4.125%
HK$20,827
baseline
▲ 0.50% · 4.625%
HK$22,094
+HK$1,267/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,654/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,802
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,387
−HK$593/mo
Today · 4.125%
HK$22,980
baseline
▲ 0.50% · 4.625%
HK$24,191
+HK$1,211/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,960/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,557
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,228
−HK$681/mo
Today · 4.125%
HK$22,909
baseline
▲ 0.50% · 4.625%
HK$24,303
+HK$1,394/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,818/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,982
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,626
−HK$652/mo
Today · 4.125%
HK$25,278
baseline
▲ 0.50% · 4.625%
HK$26,611
+HK$1,333/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,556/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,517
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,249
−HK$743/mo
Today · 4.125%
HK$24,992
baseline
▲ 0.50% · 4.625%
HK$26,513
+HK$1,521/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$49,984/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,163
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,864
−HK$712/mo
Today · 4.125%
HK$27,576
baseline
▲ 0.50% · 4.625%
HK$29,030
+HK$1,454/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,152/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,477
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,269
−HK$806/mo
Today · 4.125%
HK$27,075
baseline
▲ 0.50% · 4.625%
HK$28,722
+HK$1,647/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,150/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,343
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,103
−HK$771/mo
Today · 4.125%
HK$29,874
baseline
▲ 0.50% · 4.625%
HK$31,449
+HK$1,575/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,748/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,437
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,290
−HK$867/mo
Today · 4.125%
HK$29,157
baseline
▲ 0.50% · 4.625%
HK$30,931
+HK$1,774/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,314/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,523
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,342
−HK$830/mo
Today · 4.125%
HK$32,172
baseline
▲ 0.50% · 4.625%
HK$33,868
+HK$1,696/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,344/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,396
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,311
−HK$929/mo
Today · 4.125%
HK$31,240
baseline
▲ 0.50% · 4.625%
HK$33,141
+HK$1,901/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,480/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,703
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,580
−HK$890/mo
Today · 4.125%
HK$34,470
baseline
▲ 0.50% · 4.625%
HK$36,287
+HK$1,817/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$68,940/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,356
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,332
−HK$991/mo
Today · 4.125%
HK$33,323
baseline
▲ 0.50% · 4.625%
HK$35,350
+HK$2,027/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,646/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,883
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,819
−HK$949/mo
Today · 4.125%
HK$36,768
baseline
▲ 0.50% · 4.625%
HK$38,706
+HK$1,938/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,536/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,316
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,352
−HK$1,053/mo
Today · 4.125%
HK$35,405
baseline
▲ 0.50% · 4.625%
HK$37,560
+HK$2,155/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,810/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,064
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,058
−HK$1,008/mo
Today · 4.125%
HK$39,066
baseline
▲ 0.50% · 4.625%
HK$41,125
+HK$2,059/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,132/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,276
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,373
−HK$1,115/mo
Today · 4.125%
HK$37,488
baseline
▲ 0.50% · 4.625%
HK$39,769
+HK$2,281/mo
Deposit HK$859K · loan HK$7.74M · min. income ≈ HK$74,976/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,244
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,296
−HK$1,068/mo
Today · 4.125%
HK$41,364
baseline
▲ 0.50% · 4.625%
HK$43,545
+HK$2,181/mo
Deposit HK$859K · loan HK$7.74M · min. income ≈ HK$82,728/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,835 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).