▼ 0.50% · 3.625%
HK$19,192
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,789
−HK$607/mo
Today · 4.125%
HK$20,396
baseline
▲ 0.50% · 4.625%
HK$21,637
+HK$1,241/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,792/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,351
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,924
−HK$581/mo
Today · 4.125%
HK$22,505
baseline
▲ 0.50% · 4.625%
HK$23,691
+HK$1,186/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,010/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,112
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,768
−HK$668/mo
Today · 4.125%
HK$22,436
baseline
▲ 0.50% · 4.625%
HK$23,801
+HK$1,365/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,872/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,487
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,116
−HK$639/mo
Today · 4.125%
HK$24,755
baseline
▲ 0.50% · 4.625%
HK$26,060
+HK$1,305/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,510/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,031
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,747
−HK$728/mo
Today · 4.125%
HK$24,475
baseline
▲ 0.50% · 4.625%
HK$25,964
+HK$1,489/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,950/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,622
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,309
−HK$697/mo
Today · 4.125%
HK$27,006
baseline
▲ 0.50% · 4.625%
HK$28,429
+HK$1,423/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$54,012/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,950
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,726
−HK$789/mo
Today · 4.125%
HK$26,515
baseline
▲ 0.50% · 4.625%
HK$28,128
+HK$1,613/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$53,030/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,757
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,501
−HK$755/mo
Today · 4.125%
HK$29,256
baseline
▲ 0.50% · 4.625%
HK$30,799
+HK$1,543/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$58,512/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,869
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,705
−HK$849/mo
Today · 4.125%
HK$28,554
baseline
▲ 0.50% · 4.625%
HK$30,292
+HK$1,738/mo
Deposit HK$2.53M · loan HK$5.89M · min. income ≈ HK$57,108/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,892
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,694
−HK$813/mo
Today · 4.125%
HK$31,507
baseline
▲ 0.50% · 4.625%
HK$33,168
+HK$1,661/mo
Deposit HK$2.53M · loan HK$5.89M · min. income ≈ HK$63,014/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,789
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,684
−HK$910/mo
Today · 4.125%
HK$30,594
baseline
▲ 0.50% · 4.625%
HK$32,456
+HK$1,862/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,188/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,027
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,886
−HK$871/mo
Today · 4.125%
HK$33,757
baseline
▲ 0.50% · 4.625%
HK$35,537
+HK$1,780/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,514/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,708
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,663
−HK$971/mo
Today · 4.125%
HK$32,634
baseline
▲ 0.50% · 4.625%
HK$34,619
+HK$1,985/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,268/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,162
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,078
−HK$930/mo
Today · 4.125%
HK$36,008
baseline
▲ 0.50% · 4.625%
HK$37,906
+HK$1,898/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$72,016/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,627
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,642
−HK$1,031/mo
Today · 4.125%
HK$34,673
baseline
▲ 0.50% · 4.625%
HK$36,783
+HK$2,110/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,346/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,297
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,271
−HK$987/mo
Today · 4.125%
HK$38,258
baseline
▲ 0.50% · 4.625%
HK$40,275
+HK$2,017/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,516/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,546
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,621
−HK$1,092/mo
Today · 4.125%
HK$36,713
baseline
▲ 0.50% · 4.625%
HK$38,947
+HK$2,234/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$73,426/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,433
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,463
−HK$1,046/mo
Today · 4.125%
HK$40,509
baseline
▲ 0.50% · 4.625%
HK$42,644
+HK$2,135/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$81,018/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,504 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).