22/F B
in Laguna Verde Phase 5 Ocean Vista LAGUNA VERDE PHASE 5(4B) OCEAN VISTA TOWER 23
Kowloon City District · Kowloon
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At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.85M, with repayments around HK$54,871/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,742/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,519 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Whampoa Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- B
- Saleable Area
- 874 Saleable ft²
- Gross Area
- 1,168 ft²
- Efficiency
- 75%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-23 | HK$17.38M | +13.0% 3.9y · 3.0%/yr |
| 2017-03-27 | HK$15.38M | +77.2% 8.8y · 9.0%/yr |
| 2008-06-26 | HK$8.68M | +10.0% |
| 2007-12-21 | HK$7.89M | +18.5% |
| 2005-09-10 | HK$6.66M | +43.5% |
| 2002-02-16 | HK$4.64M | — |