2/F E
in Laguna Verde Phase 5 Ocean Vista LAGUNA VERDE PHASE 5(4B) OCEAN VISTA TOWER 23
Kowloon City District · Kowloon
Switch unit
At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.32M, with repayments around HK$48,835/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,670/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,800 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Whampoa Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- E
- Saleable Area
- 864 Saleable ft²
- Gross Area
- 1,146 ft²
- Efficiency
- 75%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-09 | HK$14.73M | +26.1% 4.5y · 6.0%/yr |
| 2016-11-25 | HK$11.68M | +19.8% 4.2y · 5.0%/yr |
| 2012-09-25 | HK$9.75M | +33.6% |
| 2010-02-04 | HK$7.30M | +12.3% |
| 2009-10-29 | HK$6.50M | +57.0% |
| 2002-02-16 | HK$4.14M | — |