▼ 0.50% · 3.625%
HK$2,326
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,398
−HK$74/mo
Today · 4.125%
HK$2,472
baseline
▲ 0.50% · 4.625%
HK$2,622
+HK$150/mo
Deposit HK$510K · loan HK$510K · min. income ≈ HK$4,944/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,587
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,657
−HK$70/mo
Today · 4.125%
HK$2,727
baseline
▲ 0.50% · 4.625%
HK$2,871
+HK$144/mo
Deposit HK$510K · loan HK$510K · min. income ≈ HK$5,454/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,558
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,638
−HK$81/mo
Today · 4.125%
HK$2,719
baseline
▲ 0.50% · 4.625%
HK$2,884
+HK$165/mo
Deposit HK$459K · loan HK$561K · min. income ≈ HK$5,438/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,846
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,923
−HK$77/mo
Today · 4.125%
HK$3,000
baseline
▲ 0.50% · 4.625%
HK$3,158
+HK$158/mo
Deposit HK$459K · loan HK$561K · min. income ≈ HK$6,000/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,791
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,878
−HK$88/mo
Today · 4.125%
HK$2,966
baseline
▲ 0.50% · 4.625%
HK$3,147
+HK$181/mo
Deposit HK$408K · loan HK$612K · min. income ≈ HK$5,932/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,105
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,188
−HK$85/mo
Today · 4.125%
HK$3,273
baseline
▲ 0.50% · 4.625%
HK$3,445
+HK$172/mo
Deposit HK$408K · loan HK$612K · min. income ≈ HK$6,546/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,024
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,118
−HK$95/mo
Today · 4.125%
HK$3,213
baseline
▲ 0.50% · 4.625%
HK$3,409
+HK$196/mo
Deposit HK$357K · loan HK$663K · min. income ≈ HK$6,426/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,364
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,454
−HK$91/mo
Today · 4.125%
HK$3,545
baseline
▲ 0.50% · 4.625%
HK$3,732
+HK$187/mo
Deposit HK$357K · loan HK$663K · min. income ≈ HK$7,090/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,256
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,357
−HK$103/mo
Today · 4.125%
HK$3,460
baseline
▲ 0.50% · 4.625%
HK$3,671
+HK$211/mo
Deposit HK$306K · loan HK$714K · min. income ≈ HK$6,920/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,622
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,720
−HK$98/mo
Today · 4.125%
HK$3,818
baseline
▲ 0.50% · 4.625%
HK$4,019
+HK$201/mo
Deposit HK$306K · loan HK$714K · min. income ≈ HK$7,636/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,489
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,597
−HK$111/mo
Today · 4.125%
HK$3,708
baseline
▲ 0.50% · 4.625%
HK$3,933
+HK$225/mo
Deposit HK$255K · loan HK$765K · min. income ≈ HK$7,416/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,881
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,985
−HK$106/mo
Today · 4.125%
HK$4,091
baseline
▲ 0.50% · 4.625%
HK$4,307
+HK$216/mo
Deposit HK$255K · loan HK$765K · min. income ≈ HK$8,182/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,721
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,837
−HK$118/mo
Today · 4.125%
HK$3,955
baseline
▲ 0.50% · 4.625%
HK$4,195
+HK$240/mo
Deposit HK$204K · loan HK$816K · min. income ≈ HK$7,910/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,140
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,251
−HK$113/mo
Today · 4.125%
HK$4,364
baseline
▲ 0.50% · 4.625%
HK$4,594
+HK$230/mo
Deposit HK$204K · loan HK$816K · min. income ≈ HK$8,728/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,954
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,077
−HK$125/mo
Today · 4.125%
HK$4,202
baseline
▲ 0.50% · 4.625%
HK$4,458
+HK$256/mo
Deposit HK$153K · loan HK$867K · min. income ≈ HK$8,404/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,399
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,517
−HK$119/mo
Today · 4.125%
HK$4,636
baseline
▲ 0.50% · 4.625%
HK$4,881
+HK$245/mo
Deposit HK$153K · loan HK$867K · min. income ≈ HK$9,272/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,187
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,317
−HK$132/mo
Today · 4.125%
HK$4,449
baseline
▲ 0.50% · 4.625%
HK$4,720
+HK$271/mo
Deposit HK$102K · loan HK$918K · min. income ≈ HK$8,898/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,657
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,782
−HK$127/mo
Today · 4.125%
HK$4,909
baseline
▲ 0.50% · 4.625%
HK$5,168
+HK$259/mo
Deposit HK$102K · loan HK$918K · min. income ≈ HK$9,818/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).