▼ 0.50% · 3.625%
HK$4,323
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,457
−HK$137/mo
Today · 4.125%
HK$4,594
baseline
▲ 0.50% · 4.625%
HK$4,873
+HK$279/mo
Deposit HK$948K · loan HK$948K · min. income ≈ HK$9,188/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,809
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,938
−HK$131/mo
Today · 4.125%
HK$5,069
baseline
▲ 0.50% · 4.625%
HK$5,336
+HK$267/mo
Deposit HK$948K · loan HK$948K · min. income ≈ HK$10,138/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,755
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,903
−HK$150/mo
Today · 4.125%
HK$5,053
baseline
▲ 0.50% · 4.625%
HK$5,361
+HK$308/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$10,106/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,290
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,432
−HK$144/mo
Today · 4.125%
HK$5,576
baseline
▲ 0.50% · 4.625%
HK$5,870
+HK$294/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$11,152/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,187
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,349
−HK$164/mo
Today · 4.125%
HK$5,513
baseline
▲ 0.50% · 4.625%
HK$5,848
+HK$335/mo
Deposit HK$758K · loan HK$1.14M · min. income ≈ HK$11,026/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,771
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,926
−HK$157/mo
Today · 4.125%
HK$6,083
baseline
▲ 0.50% · 4.625%
HK$6,403
+HK$320/mo
Deposit HK$758K · loan HK$1.14M · min. income ≈ HK$12,166/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,620
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,794
−HK$178/mo
Today · 4.125%
HK$5,972
baseline
▲ 0.50% · 4.625%
HK$6,335
+HK$363/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$11,944/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,252
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,419
−HK$170/mo
Today · 4.125%
HK$6,589
baseline
▲ 0.50% · 4.625%
HK$6,937
+HK$348/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$13,178/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,052
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,240
−HK$191/mo
Today · 4.125%
HK$6,431
baseline
▲ 0.50% · 4.625%
HK$6,823
+HK$392/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$12,862/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,733
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,913
−HK$183/mo
Today · 4.125%
HK$7,096
baseline
▲ 0.50% · 4.625%
HK$7,470
+HK$374/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$14,192/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,484
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,686
−HK$205/mo
Today · 4.125%
HK$6,891
baseline
▲ 0.50% · 4.625%
HK$7,310
+HK$419/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$13,782/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,213
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,407
−HK$196/mo
Today · 4.125%
HK$7,603
baseline
▲ 0.50% · 4.625%
HK$8,004
+HK$401/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$15,206/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,916
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,131
−HK$219/mo
Today · 4.125%
HK$7,350
baseline
▲ 0.50% · 4.625%
HK$7,797
+HK$447/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$14,700/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,694
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,901
−HK$209/mo
Today · 4.125%
HK$8,110
baseline
▲ 0.50% · 4.625%
HK$8,538
+HK$428/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$16,220/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,349
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,577
−HK$232/mo
Today · 4.125%
HK$7,809
baseline
▲ 0.50% · 4.625%
HK$8,285
+HK$476/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,618/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,175
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,395
−HK$222/mo
Today · 4.125%
HK$8,617
baseline
▲ 0.50% · 4.625%
HK$9,071
+HK$454/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,234/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,781
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,023
−HK$246/mo
Today · 4.125%
HK$8,269
baseline
▲ 0.50% · 4.625%
HK$8,772
+HK$503/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,538/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,656
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,888
−HK$236/mo
Today · 4.125%
HK$9,124
baseline
▲ 0.50% · 4.625%
HK$9,605
+HK$481/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,248/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).