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At today's rate and a 90% mortgage, the deposit on this unit is about HK$289K, with repayments around HK$12,623/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$289K · loan HK$2.60M · min. income ≈ HK$25,246/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 2
- Saleable Area
- 334 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 81%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-19 | HK$4.18M | −0.5% 4.1y · 0.0%/yr |
| 2018-04-25 | HK$4.20M | +189.7% 8.3y · 23.0%/yr |
| 2010-01-14 | HK$1.45M | +70.6% |
| 2007-02-27 | HK$850K | +18.1% |
| 2000-02-21 | HK$720K | — |