Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$266K, with repayments around HK$11,607/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$266K · loan HK$2.39M · min. income ≈ HK$23,214/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 3
- Saleable Area
- 302 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 72%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-20 | HK$4.12M | +24.8% 3.7y · 7.0%/yr |
| 2017-12-12 | HK$3.30M | +3.8% 3.3y · 1.0%/yr |
| 2014-08-27 | HK$3.18M | +63.1% |
| 2012-05-15 | HK$1.95M | +126.7% |
| 2007-08-15 | HK$860K | +6.2% |
| 2007-06-18 | HK$810K | +76.1% |
| 2003-10-11 | HK$460K | −53.1% |
| 1996-11-13 | HK$980K | +28.9% |
| 1996-08-20 | HK$760K | — |