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At today's rate and a 90% mortgage, the deposit on this unit is about HK$868K, with repayments around HK$37,848/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$75,696/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,315 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- G
- Saleable Area
- 647 Saleable ft²
- Gross Area
- 743 ft²
- Efficiency
- 87%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-06 | HK$10.65M | +27.5% 3.2y · 9.0%/yr |
| 2018-02-09 | HK$8.35M | +189.9% 12.0y · 16.0%/yr |
| 2006-01-25 | HK$2.88M | −53.9% |
| 1997-07-26 | HK$6.25M | +18.8% |
| 1997-04-04 | HK$5.26M | +48.2% |
| 1996-01-19 | HK$3.55M | — |