▼ 0.50% · 3.625%
HK$20,258
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,888
−HK$640/mo
Today · 4.125%
HK$21,528
baseline
▲ 0.50% · 4.625%
HK$22,838
+HK$1,310/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,056/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,537
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,141
−HK$614/mo
Today · 4.125%
HK$23,755
baseline
▲ 0.50% · 4.625%
HK$25,007
+HK$1,252/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,510/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,284
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,977
−HK$704/mo
Today · 4.125%
HK$23,681
baseline
▲ 0.50% · 4.625%
HK$25,122
+HK$1,441/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,362/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,791
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,455
−HK$675/mo
Today · 4.125%
HK$26,130
baseline
▲ 0.50% · 4.625%
HK$27,507
+HK$1,377/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,260/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,310
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,066
−HK$768/mo
Today · 4.125%
HK$25,834
baseline
▲ 0.50% · 4.625%
HK$27,406
+HK$1,572/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,668/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,044
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,770
−HK$735/mo
Today · 4.125%
HK$28,505
baseline
▲ 0.50% · 4.625%
HK$30,008
+HK$1,503/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$57,010/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,336
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,155
−HK$832/mo
Today · 4.125%
HK$27,987
baseline
▲ 0.50% · 4.625%
HK$29,690
+HK$1,703/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,974/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,298
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,084
−HK$797/mo
Today · 4.125%
HK$30,881
baseline
▲ 0.50% · 4.625%
HK$32,509
+HK$1,628/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,762/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,361
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,244
−HK$896/mo
Today · 4.125%
HK$30,140
baseline
▲ 0.50% · 4.625%
HK$31,974
+HK$1,834/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,280/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,552
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,398
−HK$858/mo
Today · 4.125%
HK$33,256
baseline
▲ 0.50% · 4.625%
HK$35,009
+HK$1,753/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,512/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,387
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,332
−HK$961/mo
Today · 4.125%
HK$32,293
baseline
▲ 0.50% · 4.625%
HK$34,258
+HK$1,965/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,586/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,805
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,712
−HK$920/mo
Today · 4.125%
HK$35,632
baseline
▲ 0.50% · 4.625%
HK$37,510
+HK$1,878/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,264/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,413
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,421
−HK$1,025/mo
Today · 4.125%
HK$34,446
baseline
▲ 0.50% · 4.625%
HK$36,541
+HK$2,095/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$68,892/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,059
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,026
−HK$981/mo
Today · 4.125%
HK$38,007
baseline
▲ 0.50% · 4.625%
HK$40,011
+HK$2,004/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$76,014/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,439
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,510
−HK$1,088/mo
Today · 4.125%
HK$36,598
baseline
▲ 0.50% · 4.625%
HK$38,825
+HK$2,227/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,196/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,313
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,340
−HK$1,043/mo
Today · 4.125%
HK$40,383
baseline
▲ 0.50% · 4.625%
HK$42,511
+HK$2,128/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,766/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,465
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,599
−HK$1,152/mo
Today · 4.125%
HK$38,751
baseline
▲ 0.50% · 4.625%
HK$41,109
+HK$2,358/mo
Deposit HK$888K · loan HK$8.00M · min. income ≈ HK$77,502/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,566
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,654
−HK$1,104/mo
Today · 4.125%
HK$42,758
baseline
▲ 0.50% · 4.625%
HK$45,012
+HK$2,254/mo
Deposit HK$888K · loan HK$8.00M · min. income ≈ HK$85,516/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,524 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).