▼ 0.50% · 3.625%
HK$20,854
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,503
−HK$659/mo
Today · 4.125%
HK$22,162
baseline
▲ 0.50% · 4.625%
HK$23,510
+HK$1,348/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,324/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,200
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,822
−HK$631/mo
Today · 4.125%
HK$24,453
baseline
▲ 0.50% · 4.625%
HK$25,742
+HK$1,289/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,906/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,939
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,653
−HK$725/mo
Today · 4.125%
HK$24,378
baseline
▲ 0.50% · 4.625%
HK$25,861
+HK$1,483/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$48,756/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,520
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,204
−HK$694/mo
Today · 4.125%
HK$26,898
baseline
▲ 0.50% · 4.625%
HK$28,316
+HK$1,418/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$53,796/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,025
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,803
−HK$791/mo
Today · 4.125%
HK$26,594
baseline
▲ 0.50% · 4.625%
HK$28,212
+HK$1,618/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,188/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,840
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,586
−HK$758/mo
Today · 4.125%
HK$29,344
baseline
▲ 0.50% · 4.625%
HK$30,890
+HK$1,546/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,688/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,110
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,953
−HK$857/mo
Today · 4.125%
HK$28,810
baseline
▲ 0.50% · 4.625%
HK$30,563
+HK$1,753/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,620/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,160
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,968
−HK$821/mo
Today · 4.125%
HK$31,789
baseline
▲ 0.50% · 4.625%
HK$33,465
+HK$1,676/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,578/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,195
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,104
−HK$922/mo
Today · 4.125%
HK$31,026
baseline
▲ 0.50% · 4.625%
HK$32,914
+HK$1,888/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,052/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,480
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,351
−HK$883/mo
Today · 4.125%
HK$34,234
baseline
▲ 0.50% · 4.625%
HK$36,039
+HK$1,805/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,468/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,281
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,254
−HK$988/mo
Today · 4.125%
HK$33,242
baseline
▲ 0.50% · 4.625%
HK$35,265
+HK$2,023/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,484/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,800
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,733
−HK$947/mo
Today · 4.125%
HK$36,680
baseline
▲ 0.50% · 4.625%
HK$38,613
+HK$1,933/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,360/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,366
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,404
−HK$1,055/mo
Today · 4.125%
HK$35,459
baseline
▲ 0.50% · 4.625%
HK$37,616
+HK$2,157/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,918/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,120
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,115
−HK$1,010/mo
Today · 4.125%
HK$39,125
baseline
▲ 0.50% · 4.625%
HK$41,187
+HK$2,062/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,250/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,452
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,554
−HK$1,121/mo
Today · 4.125%
HK$37,675
baseline
▲ 0.50% · 4.625%
HK$39,967
+HK$2,292/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,350/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,439
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,497
−HK$1,073/mo
Today · 4.125%
HK$41,570
baseline
▲ 0.50% · 4.625%
HK$43,762
+HK$2,192/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,140/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,537
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,705
−HK$1,186/mo
Today · 4.125%
HK$39,891
baseline
▲ 0.50% · 4.625%
HK$42,318
+HK$2,427/mo
Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$79,782/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,759
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,879
−HK$1,137/mo
Today · 4.125%
HK$44,016
baseline
▲ 0.50% · 4.625%
HK$46,336
+HK$2,320/mo
Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$88,032/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,540 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).