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Crescira AVM · estimated value Medium confidence
HK$10.88M
≈ HK$13,194 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.27M, with repayments around HK$36,927/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,748
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,829
−HK$1,098/mo
Today · 4.125%
HK$36,927
baseline
▲ 0.50% · 4.625%
HK$39,174
+HK$2,247/mo

Deposit HK$3.27M · loan HK$7.62M · min. income ≈ HK$73,854/mo (50% DSR)

Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$408,183 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
E
Saleable Area
825 ft²
Gross Area
941 ft²
Efficiency
88%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2018-05-25 HK$13.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Whampoa
≈ 3 min walk · 213 m
Education
33
schools within 1 km (20 within 500 m)
Daily convenience
41
within 1 km (26 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Whampoa Station (a rail station within an 8-min walk earns this label).

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com