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At today's rate and a 90% mortgage, the deposit on this unit is about HK$298K, with repayments around HK$13,016/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$298K · loan HK$2.69M · min. income ≈ HK$26,032/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- D
- Saleable Area
- 266 Saleable ft²
- Gross Area
- 326 ft²
- Efficiency
- 82%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-05 | HK$3.00M | +0.0% 3.0y · −4.0%/yr |
| 2023-04-27 | HK$3.00M | −11.8% 2.1y · −6.0%/yr |
| 2021-02-24 | HK$3.40M | +254.2% 5.8y · 4.0%/yr |
| 2008-04-09 | HK$960K | +24.7% |
| 2007-05-16 | HK$770K | — |